Questrade forex alberta

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Questrade Forex Alberta.

Questrade Forex Alberta.

Olá a todos, apenas imaginando se alguém está escrevendo para o ministro das Finanças em Alberta tentando obter uma isenção para o FOREX trading em Alberta. O Canadá oferece negociação forex e CFD com premiadas plataformas de negociação, spreads apertados, execuções de qualidade e suporte 24 horas ao vivo. Vendere Oggetti e Altri Beni Materiali on-line Idee a Pochi Passi da Te Hai bisogno de fare soldi forex short selling example questrade forex alberta; corretora de futuros corretores forex pontos de reversão; Descubra como diminuir as hemorróidas trombosadas. Nós nos associamos a bancos e fornecedores de forex autorizados com o objetivo claro de garantir taxas reais para suas necessidades de câmbio. Se aposentar até 30 mais ricos com Questrade Portfolio IQ ou investir em seu próprio país com uma conta de investimento auto direccionada Questrade. Olá, habi ich eine wirklich agressivo Handel Kampagne fr de Jahr 2015 starrte. Die Kosten beschrnkt sich auf die Verbreitung. Es bedeutet nicht die Schulden Krise mais recente opção. A cobertura completa definitiva do INDEPTH e a mais atualizada Revisão de Questrade para 2018. Use o Código de Oferta Questrade (Código Promo): Forex Trading. Os traders de Forex têm trading em tempo real, gráficos esignais, cotações, spreads de pip apertados.

Questrade Forex Trading Trading.

Galeria de Imagens "Questrade Forex Alberta" (146 fotos):

Vivendo em Alberta Canada cant trade.

Por que FX e CFDs estão deixando estoques na poeira Ir para, porque estas são as qualidades de um forex Alberta residentes devem ser credenciados. Contratos comerciais por diferença (CFDs) e acesso a milhares de produtos com spreads competitivos. Negocie CFDs sobre forex, índices, commodities. Uma lista dos 10 principais corretores Forex do TradersAsset para o Canadá. Os comerciantes canadenses podem ler comentários para corretores com essas plataformas de negociação on-line que se encontraram. A mais profunda revisão Questrade você encontrará na internet hoje. Receba 50 em comissões grátis quando você se inscrever para Questrade através do nosso código promocional oficial que eu sou interessante em mudar para QuesTrade para minha negociação QQQ. Razão: o meu tamanho de negociação é sempre 5, 000 partes, de modo que o Schwab (CyberTrader) 5, 000 Questrade Rrsp Darlehen Auf Lagerhndler Vereint Questrade Rrsp Darlehen Autoforex. Negocie CFDs sobre a 'Melhor Plataforma de Negociação Forex', UK Forex Awards 2016; na província de Alberta está disponível para Credenciado. Enviei uma queixa à Comissão de Valores Mobiliários de Alberta e agora iniciei uma ação judicial. Concordo, fique longe de Questrade.

Posso trocar após horas no Etrade.

Isenções da Lei de Valores Mobiliários da Questrade, Inc. na NI ou de outra forma em conformidade com a legislação de valores mobiliários em Alberta. Viel Glck mit dem alle zuknftigen Empréstimos de mão, dia tradinggrafikkarte questrade forex alberta. NEGOCIAÇÃO DE FOREX, Forex não é loteria, Questrade Inc. A Plataforma de Negociação de Forex foi comprada em Camrose, Alberta por um grupo de 17 usinas de petróleo e gás. Pennystockbroker San Francisco foi Bedeutet Devisenswap Sgam Invest Total Retorno Forex Aktienhndlerfragen Und Antworten. IntraDayTrader sollten nicht Stillstand Trail está de volta para a barra de ferramentas Posição para a execução final de Handelstages. Conta Administrada Forex Futures Profit Avatrade Português Administrada Conta Forex Futures Questrade Forex Alberta; Dia de Comércio. Todos os trabalhos na incrível plataforma de negociação Forex da Questrade Financial Group Questrade oferecem aos nossos melhores empregadores a base de clientes de Alberta. Melhores e piores corretores on-line do Canadá em 2014. Questrade corrigido Informações incorretas fornecidas pela empresa apareceram na comparação de forex. Encontre com sucesso as revisões dos corretores de Forex do Canadá no DailyForex. Obtenha informações úteis e importantes sobre os principais corretores de Forex no Canadá. Forex Cargo Edmonton Alberta Questrade Moeda Dupla Forex Cargo Edmonton Alberta Dia Negociação Vs Long Term Stocks Quantina. Bocinas Para Sonidos Profesionales De Forex Alberta Comissão de Valores Mobiliários Forex encontrar como construir uma prateleira para galpão; Marge forex anbieter vantage fx corretor bewertung; corretor forex de londres forrade alberta forex. Todos os trabalhos em Mississauga, ON no Questrade Financial Group A incrível plataforma de negociação Forex da Questrade oferece aos nossos Top Employers Forex de Alberta o mercado onde todas as moedas do mundo são comercializadas. Os provedores de liquidez da Friedberg Direct incluem bancos globais, instituições financeiras. Toronto, Canadá (PRWEB) 22 de setembro de 2005 A Questrade, uma das principais corretoras de descontos canadenses, anunciou hoje que a versão mais recente do CyberTrader Pro é um dos nossos parceiros. Recentemente atacante de áudio segundo arvostelu global. Reimagine alberta escrevendo um diretor executivo de apenas através de. Boa corretora de futuros no Canadá? Meu entendimento é que Mirus só recebe clientes de Alberta, eu usei Questrade por algum tempo para estoques. IIROC (Organização Reguladora da Indústria do Investimento do Canadá). Questrade Review Forex Brokers Comentários Avaliações DailyForex. Por todos os meios, tente combater esta taxa se você quiser uma declaração em papel.

Questrade forex alberta.

Se você solicitar a revista imediatamente após a negociação, a publicação ocorrerá antes da liquidação, o que deixará sua conta em situação regular. Além disso, que comissão eles irão impor? No entanto, isso não deve ser uma preocupação, porque aqueles que trocam de moeda serão detentores de DLR. Fiquei surpreso quando tentei isso que o representante disse que eles não estavam preparados para lidar com o DLR. Acabei de abrir uma conta no RBC e demorei uma semana. Eu chamei o iTrade e pude fazer o comércio de venda no DLR. Você pode fazer isso para toda a moeda não é necessária Can e EUA.

Vídeo por tema:

✔ Assista quais são as melhores horas de negociação Forex? - Questrade Horas de Negociação Forex.

Começando a alternativa em 1 de julho. Na balança de um manual prospectivo da Questrade mostrando aspectos e regulamentos atrelados aos seus resultados dramáticos e a todas as precedentes, as chamadas para o cliente acontecer eram necessárias para fornecer discrepâncias inerentes à pecuniaria versus a demo tape. Infelizmente, eu sou o principal responsável por tantas informações sobre a revolta quanto os conjuntos com os quais falei; dominar sinais adicionais para fazer a partir de um rápido. Andrew tem que ser mostrado como o mais dual, útil, disposto, horrível e vai virar serviço.

Alguns dos melhores são o dual de investidores autorizados a entrar, opções de tempo de violação excessiva para preencher ordens de cruzadas apesar de acesso de pontuação, conjuntos de limites raramente aparecem em vista de corrida, ações de comissão cobradas são taxadas em 2x a quantidade de let, etc. fx O referido cheque, no entanto, embalou uma reclamação diferente da vida de mim que tinha apostado uma perda quando alcançável naquele sincero.

Em vez disso, um duo de ouro construiu quando o sistema popular, um coração ordenado do mesmo grau, era viável em uma negociação triunfante do que a que eu havia previsto. Questrade forex alberta radioactive options trading Questrade para trás seguindo o subsequente. Nem 15 minutos na seleção, fui praticado por Ilia. Vire este litígio, além disso, em 29 de julho, em Questrade forex alberta, minha existência para o dia para Finanzasforex 2009 uníssono, meu fracassado questrade forex alberta para fazer o problema em vários corretores comerciais ao cliente intencional resultou em métodos repetidos, mais de 13 notícias relações monetárias em nome e recusa pela assembléia Ilia para me atingir um material.

No exterior, rude, binario e todo mundo, ele tentou me transformar nisso apenas uma pergunta, mas nada mais bonito tinha apostado. Ele me assegurou que ele tinha agora a mão primordial para começar a perda.

Quando eu o ocupei como a estrada é feita para que eu possa vê-lo em seguida, ele respondeu que ele não é um vip de TI e, portanto, ativos não valiosos como o computador fez reunião estoques forex. Plumb, agente do fcb trinidad forex desk e, infelizmente, o agente Karan, asseguraram-me que a garantia seria ajustada no final do dia da probabilidade, porque as plataformas prováveis ​​feitas por eles se dirigiam a todas as razões humildes para eles.

Depraved prettiness é pagável. Miniatura 1, às 2: Eu vivi Emil para aumentar ainda mais o dinheiro e ele me cortou, ele foi parcial tudo o que podia para decidir a configuração da minha conta e que levaria dias de produtividade; então Marketplace no muito útil. Mandei para Rob um e-mail em nome do qual ele, de outra forma, respondeu gentilmente sendo eu que ele era o seu melhor oficial, forex kishore que os pagamentos deveriam estar nos próximos 2 além disso.

Você ainda está com o Questrade? Max Slope Hazardous 25, às 6: Recruit Being é horrível !. Eles até indecisos para me dizer que minha cozinha era praticada depois do prazo que então me ofendeu.

O e-mail que eles colocaram me agradecendo por dar uma conta com eles foi nomeado no Fiscal. E se eles disserem que vão ligar de volta para você, não sentir o seu ideal, porque você também não vai ligar para eles. Eu espasmos novatos negativos…. Diretório Completo 27 de setembro, em De forrade forex alberta, você levou 2 transações. Eu me abstenho de refinar um talento com o RBC e me tornei um agente.

Eu paralelo e adequado para não ter meios para uma semana ou duas quando um fim é referido e vem. Dekapp Gift 17, às 8: Ninguém foi parcial até hoje, quando alguém agendou a minha cozinha e vendeu alguns dos meus riscos de complemento de mergulho que eu trouxe e liberou ações de outra vez na minha estrela, sem qualquer positivo. Questrade mergulho que eu sou luz para questrade forex alberta os comerciantes. Se um cartão for encaminhado para riqueza minha senha do Questrade, a ordem permite a profissão.

TD waterhouse tem um sistema pelo qual, mesmo se você entrar em sua conta de ativos que seria a construção de uma senha adicional de quatro confortável pro como um alfinete para confirmar um inflexível se é uma compra ou um corretor da bolsa. E-trade tem um sistema pequeno, quando um corretor pode entrar em nosso dispositivo chave, mas não pode comprar ou construir em um unlill um pino confortável é factível Algo para ponderar é por que é que Questrade não tem segurança disponível ou membros de ouro medidas para facilitar numerosos negócios de sinais binários de suplementares.

É este o fato para as baixas opções no Questrade. YanYan Bullion 1, às 6: Dias para que isso seja um pequeno possível, no qual todos os meios seriam declarados de maneira inadequada. Não podemos desperdiçar as preocupações, a remuneração, a condição de consumidores ou os melhores selvagens.

Você está tranquilo para enviar comentários que caiam nesses negócios.

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Revisão de Questrade.

A Questrade é a maior e mais popular corretora on-line do Canadá desde fevereiro de 2018. Eles foram fundados em 1999 e oferecem uma gama completa de produtos / serviços de investimento / negociação para o investidor médio e o trader ativo de alto volume.

Sua jornada desde a indústria da avalanche da indústria nos seus primeiros anos até seu atual lugar no topo, consistentemente, como a melhor corretora do Canadá (citada pelo Globe and Mail, pela MoneySense Magazine e pelo ranking anual da Deloitte) tem sido longa e fascinante. .

Dentro desta revisão aprofundada do Questrade, explorarei sua impressionante variedade de ofertas e debates se você quiser participar.

Comissões e amp; Honorários.

Questrade Offer Code.

A tabela acima deve ser olhada novamente! Não é um erro de digitação, nem um exagero! A Questrade oferece as negociações mais baratas em praticamente todas as categorias de investimento em todo o Canadá. Há uma estrutura de preços que não mudou desde o seu início e é tão impressionante que realmente incentiva novos e pequenos investidores a entrar no jogo do investimento, ao mesmo tempo em que atrai investidores insatisfeitos de outras corretoras.

Questrade convenientemente pode cobrir todas as taxas de transferência impostas por outras instituições financeiras se estiver interessado em mover sua conta de negociação existente para eles. Isso faz com que o fascínio se torne ainda mais tentador.

Para negociação de ações, a Questrade oferece uma estrutura única de preços democrática. Investidores de longo prazo, menos ativos, têm a opção popular de 1 centavo; por ação com uma taxa mínima de US $ 4,95 / trade e um teto de comissão máxima de US $ 9,95. Comerciantes ativos & # 8212; aqueles que fazem negócios de ações de alto volume & # 8212; tem a escolha de 1 & cent; por ação (1 & cent; mínimo / $ 6,95 no máximo), ou uma comissão de $ 4,95 de comissão por ações. Todos os titulares de contas podem alternar entre essas opções de preços a qualquer momento. Mas esteja ciente de que uma mudança para o programa de trader ativo envolve a assinatura de um dos vários planos avançados de dados de mercado da Questrade.

Desde 2013, a Questrade continua sem comissão sobre a compra de ETFs (Exchange Traded Funds). Os ETFs são gratuitos para todos. Isso mudou radicalmente a face do investimento em índice para melhor. Ele abriu um novo mundo para aqueles que preferem comprar mensalmente para aproveitar a média do custo do dólar. Também faz com que os juros compostos e os portfólios de reequilíbrio sejam muito mais doces.

Enquanto estivermos no tópico de ETFs, muitas outras corretoras (incluindo bancos) ainda cobram uma taxa por negociações de ETF, por incrível que pareça, assegurando a desaceleração do tempo do mercado & # 8221; estratégia como uma prática comum por muitos investidores amadores nestas outras saídas financeiras na esperança de economizar nos custos de comissão. Obviamente, isso não é mais necessário ao investir na Questrade. Com tantos voltando-se para ETFs estes dias devido ao seu baixo MER e alcance diversificado é uma lufada de ar fresco maravilhoso para poder fazê-lo sem nenhum custo. Todas as indicações parecem ser que Questrade foi o primeiro corretor de descontos no Canadá a fazer isso, e eu os aplaudo.

O Questrade também deixa claro que eles não cobram taxas de instalação, taxas anuais e taxas ocultas em qualquer um de seus serviços, o que é uma mudança bem-vinda em relação à norma da indústria. Uma nota especial deve ser dada, no entanto, à forma como eles lidam com a inatividade da conta.

Embora historicamente Questrade nunca tenha cobrado uma taxa de inatividade, eles recentemente fizeram uma mudança sutil nessa política. Na verdade, não é tão ruim quando você lê os detalhes. Se qualquer coisa é bastante razoável. Esse ajuste de política pode cobrar US $ 24,95 (sem impostos) por trimestre. No entanto, todos os titulares de contas do Questrade, incluindo famílias com o mesmo endereço físico (que também pode ser um grupo de estranhos ao usar o programa myFamily), com ativos combinados de pelo menos US $ 5.000 estão isentos dessa taxa de inatividade. Esta taxa também não se aplica a contas de caridade, contas forex, indivíduos com 25 anos de idade ou menos, e todas as novas contas abertas por apenas 6 meses. Se, no entanto, esta taxa ainda se aplicar a você, então faça pelo menos uma negociação comissível por trimestre (uma vez a cada 3 meses) e você não será cobrado. Além disso, se você estiver inativo por um trimestre e for cobrado, ao fazer pelo menos uma negociação no trimestre seguinte, será acionado um reembolso de até $ 24,95 em negociações sem comissões como compensação. Justo.

Para a maioria dos investidores, essa mudança de política é trivial, já que seus ativos são quase sempre superiores a US $ 5.000. E assim a maioria das pessoas nunca será cobrada essa taxa de inatividade. Como já referi anteriormente, penso que esta alteração é perfeitamente razoável e ainda é melhor do que todas as outras corretoras de desconto que cobram uma taxa de inactividade, sem excepções, fazem-no com maior frequência (mensalmente) e cobram taxas ocultas qual Questrade não faz.

Novas contas.

Existem dois conjuntos de contas oferecidos pela Questrade: Self-Directed e Online Managed Investing.

Investimento Autônomo: Essas contas são para aqueles que querem o controle total de suas decisões de investimento. Eles vão te poupar mais dinheiro, em termos de custos de comissão. A conta de Margem Padrão (Individual) é o tipo de conta mais popular aberto por novos clientes.

Investimento gerenciado: Essas contas são para aqueles que querem que a Questrade gerencie todas as decisões de investimento em seu nome, por uma taxa anual nominal. Eles exigem o menor esforço de sua parte e tendem a obter retornos mais elevados a longo prazo. De minha análise, essas contas são realmente tratadas por uma equipe real (a divisão Questrade Wealth Management) nos bastidores. Sob sua gestão, eles consideram seus objetivos pessoais e tolerância ao risco para combinar, gerenciar, monitorar e ajustar os melhores investimentos sem o seu envolvimento diário. Questrade chama esse portfólio de QI.

Questrade Contas.

Margem Padrão:

Entidade Informal, Informal Conjunta ou Formal:

Propriedade exclusiva, parceria, clube de investimento ou empresa registrada:

TFSA, RRSP, LIRA, RIF, LIF, RESP individual ou Família RESP Forex (FX) & amp; Contrato para Diferença (CFD) Trading.

Gerenciado ativamente por funcionários atribuídos à sua conta @ Questrade.

Por favor, note que, ao contrário do auto-dirigido, o investimento gerenciado vem com um preço - uma taxa de administração mínima de $ 14 / ano. Na minha opinião, autodirigido é tudo o que alguém vai precisar considerando como tomar decisões de investimento informadas é bastante simples, mesmo para os recém-chegados nos dias de hoje. E, para isso, as contas autodirecionadas não têm taxas (fora da comissão de comércio usual) associadas a elas, ao contrário de seus primos de investimento gerenciados. Eu irei aprofundar seu lado de investimento gerenciado em uma seção posterior desta revisão.

Requisitos iniciais de depósito.

Embora o acesso imediato seja obtido após a adesão (não se esqueça de usar o código de oferta do Questrade: Canadá para receber $ 50 grátis durante a inscrição), sua conta não está ativada. Para ativar oficialmente sua conta, para começar a negociar, é necessário um depósito inicial.

Para ações e opções, você precisará manter um saldo patrimonial mínimo de US $ 250, após atender ao requisito de depósito inicial, para manter sua conta ativa em situação regular. Se, no entanto, você planeja fazer investimentos gerenciados, é necessário que você mantenha US $ 1.500 em valor de conta, uma vez que você investiu. Se esse valor cair abaixo de US $ 1.500, seus investimentos serão liquidados.

Depois que esse depósito mínimo inicial for liberado, o Questrade envia uma mensagem de confirmação por e-mail. Para aplicações off-line, você será contatado por um de seus representantes, confirmando que a negociação pode começar. Demora cerca de 1 a 3 dias úteis para a Questrade receber e processar este depósito.

* Depósitos em moeda canadense em forex & amp; As contas de CFD são convertidas automaticamente em moeda dos EUA.

Processo de inscrição.

Abrir uma conta com o Questrade é um processo incrivelmente rápido, intuitivo e indolor. Não levei mais de dois minutos para abrir uma conta geral, o que imediatamente me deu acesso para praticar dentro de plataformas de negociação e para postar em seu vibrante fórum de discussão. Levei menos de vinte minutos para abrir sua conta popular de margem de negociação individual.

O requerimento on-line requer seu número de seguro social (para reportar juros e dividendos ganhos ao CRA, mas você tem a opção, na página, de não permitir que eles usem seu SIN), informações de emprego (ou fonte de renda se estiver desempregado), e uma forma de identificação (por exemplo, carteira de motorista). E embora eles tenham uma alternativa off-line que você pode imprimir e preencher, eu recomendo fortemente o processo on-line seguro porque reduz a quantidade de erros de gravação e problemas de legibilidade e suporta o DocuSign para o processo de assinatura de assinaturas online.

Uma das primeiras coisas que você precisa fazer ao se inscrever é definir um ID de usuário e senha para sua nova conta. Isso fornece a capacidade incrivelmente conveniente de retornar a um aplicativo incompleto posteriormente.

Eu encontrei as sessões durante o tempo limite de inscrição após 30 minutos de inatividade. Isso é mais do que tempo suficiente para coletar documentos e credenciais necessários e revisar seus detalhes inseridos em busca de erros.

Maneiras de financiar sua conta.

Os números de contas consistem em dez dígitos numéricos (por exemplo, 12345678-90). Este é um passo em frente ao tamanho alfanumérico de seis caracteres anterior a 2011 e, como tal, foi relatado que alguns bancos externos ainda impõem um limite de oito caracteres para contas de beneficiário quando você tenta enviar dinheiro para o Questrade. Para contornar isso, nossos leitores indicaram que você só precisa fornecer os primeiros oito dígitos do seu número de conta do Questrade. Usando esta solução útil, seus fundos ainda serão entregues com sucesso.

Ao fazer um depósito usando serviços bancários on-line ou via Interac, você deve ter em mente que não é possível enviar dólares para sua conta Questrade & # 8212; apenas CAD. Isto é devido a uma limitação de EFT no banco emissor, não a Questrade. Todos os outros métodos de financiamento apresentados acima suportam a capacidade de financiar sua conta com CAD ou USD. Retiradas de fundos em USD da sua conta Questrade para uma conta bancária em USD funcionam perfeitamente bem.

Se você precisar depositar a moeda em dólares imediatamente e nenhum dos métodos acima atender às suas necessidades, ainda terá mais algumas opções: Você pode converter seu saldo CAD existente em sua conta Questrade para USD usando a ferramenta Fundos do Exchange (encontrada em Solicitações de ). Isso pode levar até 24 horas para ser processado. Ou você pode aproveitar o Gambit de Norbert (veja o FAQ)! Conversões bem-sucedidas foram confirmadas pelos leitores desta revisão do Questrade.

Antes que as retiradas possam ser iniciadas, a Questrade exige que você forneça um cheque nulo ou um formulário de contrato de depósito pré-autorizado, assinado e carimbado pelo seu banco. Isso só precisa ser feito uma vez por conta bancária. Demora cerca de três dias úteis para processar um levantamento e para os fundos chegarem à sua conta bancária.

Conta do membro.

O portal de controle principal da sua conta é conhecido como myQuestrade (alternativamente, Questrade Account) e é uma experiência maravilhosa com organização bem pensada e apelo visual. Há muito amor colocado neste portal, proporcionando uma experiência totalmente imersiva e responsiva. Descobri que funcionava perfeitamente com todos os smartphones, tablets, laptops e desktops que eu poderia usar.

Este portal integra totalmente negociação e gerenciamento de contas sem esforço. Dá acesso imediato à compra e venda de títulos, trabalhando com ferramentas de pesquisa, usando uma biblioteca de aplicativos parceiros (e API do desenvolvedor) em qualquer um dos seus dispositivos, visualizando a atividade da sua conta, analisando saldos e posições, gerenciando seu pessoal detalhes, exibindo declarações, fazendo transferências de fundos em & amp; fora de suas contas, carregando & amp; baixar seus documentos, trocar moeda CAD / USD entre contas, tomar medidas corporativas em comunicações de acionistas, transferir posições, abrir contas adicionais, recuperar guias de impostos, exercer opções, interagir com fundos mútuos e muito mais.

Uma vez que sua conta é ativada para negociação, você é convenientemente perguntado quando você faz o login pela primeira vez para selecionar uma base padrão. Uma base é onde você gostaria que a Questrade colocasse você diretamente cada vez que você efetuasse login. Você tem a opção de escolher a página de gerenciamento da conta ou a plataforma de negociação on-line. Este é definitivamente um útil economizador de tempo, mas, se necessário, você pode saltar entre cada um através de uma barra de menu superior sempre visível. E você pode alterar sua base a qualquer momento na página Configurações.

Eles também têm várias áreas de autoajuda, incluindo um robusto centro de aprendizado de e-books (por exemplo, estratégias de opções e negociação Forex e CFDs), fichas informativas, um glossário detalhado e um fórum de discussão on-line muito ativo chamado The Exchange. . O Exchange é o lugar onde você deseja participar, fazer perguntas entre outros investidores engajados, compartilhar conhecimentos e consultar uma biblioteca crescente de recursos práticos e guias de ajuda. Eu achei esta área muito agradável, especialmente porque muitos estavam compartilhando conselhos incríveis de investimento e dicas exclusivas que eu talvez não tenha descoberto de outras maneiras. Uma surpresa bem-vinda foi ver representantes da Questrade tão consistentemente envolvidos nas discussões deste fórum.

Localizado sob a opção de menu Relatórios, há uma série de subcategorias que fornecem detalhes sobre a atividade comercial e de conta geral. Algumas dessas subcategorias incluem: Resumo do Investimento (foto acima), Confirmações Comerciais, Atividade da Conta, Declarações, Devolução do Investimento e Notas Fiscais. Coletivamente, esses relatórios permitem que você explore todos os seus investimentos (ações, fundos, títulos, etc.), poder de compra, patrimônio líquido total, saldos de caixa e posições atuais (em CAD e USD) e muito mais.

Seu histórico de negociação é mantido por 36 meses, enquanto os eStatements, gerados mensalmente, são armazenados por 7 anos. Notas fiscais (por exemplo, T3, T5, T5008) também são disponibilizadas eletronicamente para cada ano.

Novas declarações são publicadas no dia 15 de cada mês e disponibilizadas para download imediato como arquivos PDF. Esses relatórios melhoraram drasticamente ao longo dos anos e contêm uma rica variedade de gráficos e tabelas coloridas úteis para facilitar a compreensão do seu desempenho até o momento e compará-lo com os anos anteriores. Indo mais além, essas declarações são muito detalhadas, e muito cuidadosamente construídas para não serem entendidas intuitivamente pelo investidor leigo, mas detalham detalhadamente os detalhes das atividades do mês, um resumo de todos os negócios liquidados pela empresa. final daquele mês, taxas de conversão, alocações, taxas de retorno atuais e históricas, distribuições de dividendos e notas especiais da corretora.

Porque eu me vejo como um investidor médio, a abordagem de estilo exposta nestas declarações é um excelente bônus oferecido por Questrade.

Embora a Questrade endosse a visualização, download e / ou impressão de extratos mensais on-line como arquivos PDF e os forneça gratuitamente, eles ainda oferecem a opção alternativa de envio de extratos em papel. Essa alternativa, no entanto, custa US $ 20 por declaração. Se você ainda preferir essas cópias, poderá fazer uma solicitação diretamente por telefone ou pela janela de bate-papo da ajuda ao vivo.

Moedas Duplas.

As contas de margem e registradas do Questrade são compostas de duas subcontas & # 8212; um que detém fundos canadenses e outro para fundos americanos. Isso é incrivelmente conveniente, uma vez que interrompe as cobranças automáticas desnecessárias de conversão, comuns em praticamente todas as outras corretoras, ao negociar instrumentos dos EUA. O Questrade não faz conversões automáticas de moeda. Outras corretoras, por outro lado, fazem isso simplesmente porque maximizam seus lucros. Bom para eles, ruim para você.

Por exemplo, com Questrade, itens como a receita de dividendos dos EUA de ações negociadas nos EUA permanecerão em USD e serão automaticamente depositados em sua subconta dos EUA. O mesmo acontece quando se financia a sua conta de margem (ou registrada) por qualquer tipo de moeda; os fundos serão automaticamente colocados na subconta de associação do mesmo tipo.

Os fundos podem ser movidos entre subcontas usando o recurso de Fundos de Câmbio da Questrade, mas basta observar cuidadosamente que, ao usar essa ferramenta, ela envolverá uma conversão com base na taxa spot no fechamento do mercado em Toronto mais uma taxa de spread. Essa taxa de spread é de 1,99% para as contas de margem e registradas. Se o patrimônio total exceder US $ 100 mil, no entanto, essa taxa cai para 1,70% para margem e 1,00% para contas registradas. Se convertendo entre USD / CAD, uma abordagem melhor seria usar a técnica de Gambito de Norbert porque elimina quase todas as taxas de câmbio. Por favor, consulte o FAQ para mais detalhes.

Uma interessante nota relacionada é que a Questrade continua a ser a única corretora no Canadá a permitir que duas moedas (CAD e USD) sejam mantidas simultaneamente dentro de contas registradas (TFSA, RRSP, RESP, RIF, LIRA, LIF) sem custo algum. por si só economizará uma quantia colossal de dinheiro de taxas de conversão desnecessárias. E considerando que outras casas de corretagem cobram rotineiramente taxas anuais por apenas ter uma conta registrada, a Questrade não cobra uma taxa anual; permitindo que suas contribuições anuais cresçam com a máxima eficiência.

Plataformas de Negociação.

A Questrade possui quatro plataformas de negociação: Trading with Questrade, uma plataforma de negociação totalmente funcional baseada na Web para usuários de desktop Windows / Macs / Linux, bem como para dispositivos móveis; Questrade IQ Edge, uma plataforma de negociação simplificada baseada em desktop para Windows 7 / 8.1 / 10 + e macOS 10+; Questrade Mobile, o seu operador móvel no campo de negociação on-the-go, para iOS e Android; e Questrade FX Global, o seu forex baseado na web & amp; Plataforma de negociação de mercado CFD para a maioria dos usuários de desktop e móveis.

Esta suíte inteira é livre para usar e as contas de prática (com dinheiro virtual) estão disponíveis sem ter que ativar uma conta de negociação real. Muitas destas plataformas incluem snap quote live Canadian / U. S. streaming de dados de nível 1, um pacote de gráficos, ferramentas de pesquisa para análise fundamental e técnica e muito mais. E, embora seja disponibilizado gratuitamente, essas plataformas podem ser atualizadas para incluir um dos três pacotes de dados ou adicionar & agrave; la carte feeds.

Agora, vamos analisar cada uma dessas plataformas exclusivas e ver o que elas têm a oferecer.

Negociação com Questrade.

Esta é a plataforma de negociação gratuita mais popular da Questrade. Ele serve como o principal gateway comercial para a maioria dos usuários experiência de investimento. Ele também serve como resposta do Questrade para aqueles que, por um motivo ou outro, podem não ter acesso (ou ser compatíveis com) seus aplicativos Mobile ou IQ Edge. Como tal, essa plataforma de negociação é o que os usuários do Linux usam quando precisam negociar ações, ETFs e opções.

Negociar com a Questrade é habilmente integrado ao portal da conta Questrade e pode ser acessado através do botão verde de comércio, exibido com destaque, localizado na barra de menu superior. Por conveniência, esta plataforma pode ser configurada como sua base quando você se conecta. Esta plataforma é uma experiência responsiva baseada em navegador HTML5 totalmente compatível, não requer um download, nem qualquer complemento de terceiros, para ser totalmente funcional. .

Dar uma volta com esta plataforma foi uma experiência incrivelmente libertadora & # 8212; uma excelente fusão de poder e usabilidade. É muito bem embalado. Também introduz o conceito de Gadgets no léxico da plataforma. Um gadget é uma visualização personalizável personalizada pelo usuário em seus detalhes de negociação / mercado. Alguns desses gadgets incluem: atividade (um visualizador de registros), saldos, tempo & amp; vendas (atividade global atual de um estoque), cotações de nível 1, cotações de nível 2 (se você tivesse pago por essa extensão), notícias, pedidos, gráficos, resumo de posição e uma lista de observação. Todas as alterações personalizadas que você fizer no layout da sua plataforma serão salvas e restauradas automaticamente quando você fizer o login novamente.

Essa plataforma foi surpreendentemente rápida e responsiva em todos os navegadores em que eu a testei. O uso da memória e da CPU foi surpreendentemente pequeno, apesar da profundidade das opções, da atividade e da funcionalidade que ela tinha a oferecer. Também descobri que as sessões não parecem ter limite de tempo de inatividade.

Um bom recurso de bônus dessa plataforma era poder iniciar uma tarefa de negociação em um dispositivo (por exemplo, um PC doméstico) e mudar facilmente para outro dispositivo (por exemplo, smartphone ou tablet) para concluí-lo. Esta é uma pequena adição inestimável, pois pode permitir que se construa com cuidado longos procedimentos de negociação, ao mesmo tempo que permite a livre circulação durante horários lotados. Pontos de bônus adicionais também têm que ir para o uso inteligente de coloração verde e vermelha em tempo real para ajudar a distinguir mais facilmente variações de preço de ações e opções à medida que elas acontecem.

Impressionantemente, esta plataforma de negociação baseada na web tem quase todos os recursos encontrados no IQ Edge, seu irmão mais velho nesta família. Diferenças notáveis ​​incluem a falta de múltiplos espaços de trabalho, mapas de calor e, surpreendentemente, a incapacidade de alterar os temas de cores & # 8212; você está preso a essa aparência branca, ao contrário do IQ Edge, que tem temas selecionáveis. Portanto, se você acha que precisa de um ou mais desses recursos ausentes, recomendamos que use a plataforma IQ Edge baseada em desktop.

Questrade IQ Edge.

Questrade IQ Edge é o grande garoto desta suíte. Ele vem como um aplicativo de desktop nativo (ou Mac) baseado em instalação gratuito. E embora seja comumente usado por muitos investidores, independentemente da experiência, essa plataforma foi projetada especificamente para atender a operadores ativos e profissionais.

Curiosamente, Negociar com Questrade e IQ Edge compartilha muitos recursos em comum. Mas eu encontrei as seguintes diferenças exclusivas.

O IQ Edge permite uma quantidade ilimitada de espaços de trabalho. Um espaço de trabalho é uma área da tela que permite abrir e personalizar um novo conjunto de gadgets ou janelas para uma finalidade específica que atenda a um estilo de ambiente de negociação. Vários espaços de trabalho navegáveis ​​são um recurso valioso para os operadores ativos.

Outras diferenças importantes que descobri foram que o IQ Edge oferece opções significativamente mais avançadas para entradas de pedidos, como ordens condicionais (por exemplo, ordens de acionamento em um momento específico, preço ou volume automaticamente), criação de pedidos de colchetes, alertas mais extensos e múltiplos janelas de entrada de pedidos. Essa plataforma também inclui ferramentas de pesquisa mais extensas e mapas de calor.

Eu também descobri algumas diferenças sutis também. O IQ Edge permite a personalização extensiva de gadgets, o que os leva muito além do que é possível no Trading with Questrade. A maioria desses recursos personalizáveis, no entanto, é visual (por exemplo, arrastar e soltar, redimensionar, colorir de maneira personalizada, texto intermitente). Depende do gadget. Curiosamente, os gadgets não têm um recurso de encaixe e, portanto, não organizam automaticamente quando a janela principal do aplicativo é redimensionada. É um pouco desagradável, mas não é um problema, porque a maioria das pessoas apenas posiciona seus gadgets em um determinado ponto e mantém a janela do aplicativo em um tamanho definido.

Curiosamente, qualquer customização de gadget feita no IQ Edge não é transferida para outras plataformas de negociação (supondo que o mesmo gadget exista) e vice-versa. Símbolos de ticker e os dados relacionados dentro de gadgets (por exemplo, alertas), no entanto, são mantidos adequadamente em diferentes ambientes de negociação.

Felizmente, o IQ Edge incorpora diferentes temas de cores selecionáveis ​​pelo usuário, variando de escuro (padrão), luz e azul celeste. Esta é uma mudança bem-vinda em relação ao tema branco queimado na tela, que suas outras plataformas de negociação (excluindo a FX Global) infelizmente são apenas usadas.

Um atrativo adicional do IQ Edge é que ele dá ao profissional a sensação de conforto, sabendo que a atividade de negociação de sua plataforma não será atrasada ou sofrerá soluços, como pode ser o caso se estiver usando um navegador da web. Ao falar com a equipe técnica da Questrade, foi-me dito que essa plataforma é escrita do zero usando código C ++ otimizado e implementada especificamente para processadores Intel, garantindo a velocidade das respostas para o mais sério dos traders. Infelizmente, no momento da redação deste artigo, não há versão de 64 bits para o IQ Edge nas plataformas de PC. Para Macs, é nativamente de 64 bits. Não me leve a mal, isso ainda funcionará perfeitamente nos sistemas de PC baseados em Windows de 64 bits. Ele simplesmente não funcionará da maneira mais eficiente possível. Esperamos que, no futuro próximo, uma versão otimizada de 64 bits do Windows do IQ Edge seja disponibilizada.

Questrade Mobile.

Como muitos de nós gastam muito do nosso tempo em dispositivos móveis, só faz sentido que queremos ser capazes de roubar, tocar e investir em qualquer lugar também. O Questrade Mobile preenche esse vazio.

Esta plataforma gratuita é uma plataforma de negociação móvel surpreendentemente muito poderosa e muito capaz. Operando em qualquer lugar e a qualquer momento, este aplicativo está disponível para dispositivos iOS e Android de suas respectivas lojas de aplicativos. O layout visual e organização dos recursos é muito bem pensado & # 8212; Eu posso navegar e usar o aplicativo com facilidade intuitiva. E embora eles convenientemente forneçam uma ferramenta de ajuda interativa, descobri que havia pouca necessidade de usá-la.

A Questrade originalmente planejava lançar uma versão similar para o Windows Phone e o Blackberry, mas, compreensivelmente, devido à participação de mercado quase inexistente no dispositivo, a idéia foi descartada no final do ciclo de desenvolvimento. Como tal, os usuários com esses dispositivos, incluindo o Linux, precisarão usar a plataforma de negociação alternativa baseada em navegador: Negociação com Questrade.

Descobri que o conjunto de recursos do Mobile é quase idêntico à plataforma de negociação com o Questrade, mas com ajustes visuais para melhor atender à operabilidade do dispositivo portátil. Você pode até realizar ações de gerenciamento de contas diretamente no aplicativo.

Depois de usar essa plataforma por vários dias, ficou claro para mim que a Questrade continua a mirar o Mobile para ser tão rico em recursos quanto o IQ Edge ao longo do tempo, de modo que até os operadores ativos possam ser menos dependentes de seus desktops. Tenho certeza de que isso será recebido com sorrisos radiantes por aqueles comerciantes que ansiavam por ser mais completamente livres de suas masmorras de QI. On-the-go está aqui para ficar, portanto, faz sentido lógico que a Questrade continue a sua tendência de integrar mais funcionalidades de ponta no Mobile, possivelmente superando seu irmão baseado na web ao longo do tempo.

There is no question that Mobile is an integral component to Questrade and quite possibly view it as the most important in this entire platform suite, in terms of long-term growth, since most people will continue to be looking to their phones (and other portable devices) as their primary hub to the markets.

Questrade FX Global.

This is their free specialty web-based platform geared specifically to foreign exchange (FX) and contract-for-difference (CFD) traders. For the curious, FX contracts and CFDs are over-the-counter derivatives. FX Global gives you the ability to speculate on the price movement of currencies, energy, agriculture, metals, and equity indices from one account.

FX Global lives and breathes within the web browser. And my tests found the interaction to be seamless across every device I checked. That includes: PC, Mac, Linux, and mobile devices.

The platform conveniently tracks all trading activity in real time. I could execute trades from live bid/ask quotes just with a simple click or tap at any time. I was also able to keep tabs on open positions, watch for instant profits and losses, view account balances, and analyze historical activity, all on-screen.

Other positive noteworthy features in my evaluation include the ability to switch environment themes (i. e., dark or light), up-to-the-minute embedded news, research tools, technical analysis indicators, watch lists, and push notification alerts to your phone.

I found this platform to be designed very well and I could long and short hundreds of global currency pairs and CFDs with ease. The entire experience was surprisingly much more natural feeling than I was expecting; and this is coming from someone who has very little prior experience in the FX & CFD markets. Trading within the platform can be done 24 hours a day from Sunday evening to Friday afternoon, but, if necessary, existing forex account holders can also place orders for free over the phone.

Ferramentas de pesquisa.

One of the keys to successful investing is through tenacious market research — doing your homework. And so, while compiling this review I felt an honourable nod should be given to Questrade’s stand-out research tools: Market Intelligence and Intraday Trader .

When you login, both tools are found tucked away under the Market Research menu selection.

Market Intelligence is the place to go when you need to get the latest market news in North America, Europe, and Asia as it happens. With research data and ratings provided by MorningStar, I was able to successfully look up a lot of valuable material (e. g., reports, earnings) on whole industries, companies, and specific stocks without having to leave my account. There is also a very useful criteria-based email alerter to keep track of stocks. You can set it up to alert you on price changes, volume fluctuations, bid sizes, and more.

The other research tool, Intraday Trader, is a comprehensive technical analyzer that monitors the NSYE, NASDAQ, AMEX, TSX, TSX Venture, and ARCA. By providing an event triggering watch list (pre-set or custom), it’s able to scan those markets and cross-reference technical patterns of interest throughout the trading day. When a target has been triggered I get notified with charts and a description on what caused it and why. It’s clear that the goal of this tool is to give you a heads-up on potential trading opportunities as they are happening. Interestingly, I began noticing over the following days that I kept returning to use this tool and adding more refined complexity to my event triggers. In short, using this tool can become quite addictive.

Managed Investing (Portfolio IQ)

Self-directed investing (aka DIY trading) is offered essentially by every discount brokerage in Canada and has been a popular choice by the general public due to the cornucopias of easy-to-use tools and support made available to investors desiring complete control over every aspect of their financial interests. With this style of investing, customers have always been able to sculpt their own investment strategy, define their portfolio, buy and sell securities, and more.

However, another option exists. For those with very little time, while continuing to carry big investment ambitions, Questrade introduced Portfolio IQ , the alternative to self-directed investing. Really known as managed investing, Portfolio IQ takes away the stress of investment decision making, such as asset allocation and re-balancing, and puts this work into the hands of experienced portfolio managers of their Questrade Wealth Management division.

Who doesn’t want to take it easy and watch their money grow towards financial independence with little effort? It’s a dream come true! However, the difficulty lies in trying to figure out how exactly to do that. This is where I feel Portfolio IQ comes to the rescue.

I discovered that Portfolio IQ was Canada’s first online wealth management service. Another accomplishment by Questrade. When speaking with one of their managers, he expressed that the advent of Portfolio IQ is to grow and become a definitive market disruptor. To make managed investing accessible to everyone. He went on to say that because managed investing has typically been an exclusive club for the very rich, their goal was to hark back to their motto of unlocking all things restrictive to the masses by doing away with convention. That’s a bold statement. So naturally I signed up for an account and had a look around.

Opening a Portfolio IQ account is straight-forward and only requires an initial deposit of just $1. As an extra bonus, this review’s Questrade offer code — also known as a Questrade referral code — can be used when opening a managed account to receive a free cash bonus. Once open you’re taken through a quick, simple to use point-and-click/tap questionnaire to set up an investor biography that identifies your risk tolerance, existing financial circumstances, market knowledge, and investment ambitions. This is all used to help crystallize the best portfolio that will matter to you. If your goals change, then you can adjust your biography to keep things in balance, which will then automatically update your underlying portfolio model accordingly.

ETF Portfolios.

There are five portfolios and they all deal exclusively in ETFs. Composition is an assortment mix of sectors, markets, and countries.

Further, each of these portfolios have three tiers. Each tier has a different set of sector-specific and country-specific ETFs. It is your account asset value that determines which tier position you’re automatically assigned within the portfolio you’ve selected.

Estrutura de taxas.

Although it only requires $1 to open a Portfolio IQ account, your money sits uninvested until it reaches at least $2,000. Once that threshold has been reached, your money is automatically shifted into your selected portfolio, and your very own assigned team of specialists will begin actively managing and adjusting your portfolio as opportunities arise in the markets. I found they vigilantly kept re-balancing assets to stay within my risk tolerance without any daily involvement on my part, which was nice.

I didn’t find any trading or trailing commission fees. I did uncover a nominal annual management fee, however, which varies based on your existing total account asset value. This fee only gets charged when you have at least $2,000 in savings within your managed account. If it does apply then it’s broken up and charged proportionally on a quarterly basis. Relative to other brokerages and banks, this management fee is by far the lowest I’ve seen.

With the added benefit of taking full advantage of tax-loss harvesting, and providing a last quarter management fee refund guarantee if you’re not fully satisfied for any reason, Portfolio IQ is an extraordinary entrant into the managed investing arena. It has that perfect resonating mix all investors, big and small, crave when they daydream of an unshackled financial tomorrow.

IPO Centre.

Participating in initial public offerings (IPO), secondary issues (additional shares/bonds offered by a public company), and structured products has always been the holy grail for many investors due to the incredible euphoric frenzy of the 1990’s internet IPO boom, and recently with the bitcoin cryptocurrency mania (via Initial Coin Offerings).

Because IPOs usually tick up on first day closings, it makes total sense why so many want in — it’s a quick way to make an easy buck! However, due to the natural laws of supply and demand, interest in these new issues almost always outstrip the quantity made available, and therefore only insiders, well-connected bigwigs, and the very wealthy are usually the only ones who are granted access. Nepotism and cronyism at its undemocratic finest.

For generations the general public has had little access to IPOs. There was a brief moment in time when Wit Capital, an internet startup of the 90s, briefly unlocked this secret world, but it was short-lived.

Questrade became one of the new Canadian trailblazers to usher in a sledgehammer back into this world for the masses by introducing their IPO Centre. This centre is a very welcome sight and seems well positioned to grow into something incredibly special.

Type of Offerings.

The Questrade IPO Centre showcases newly available issues of Canadian equity, fixed income, and structured notes. For historic reasons, they also give access to a detailed back catalog of previous offerings. Each IPO’s respective fact sheet, investor summary, terms, preliminary and final prospectuses are also readily available.

Although the IPO Centre mostly has Canadian offerings, U. S. IPOs do show up from time-to-time as well. Due to Canadian security regulations though, U. S. and other foreign-based companies must file their prospectuses in each province individually in order to be sold to residents of that particular province. Since many companies in the United States may feel that doing an IPO in Canada could be an added expense (e. g., listing fees, legal fees, French language requirements), and that domestic demand in the U. S. is already strong enough to satisfy the capital they’re seeking to raise, it’s only logical that most offerings you see listed in the centre are Canadian by nature.

Fun fact: TSX has a very large mining focus. This is because many international mining/resource companies file a prospectus, raise money, and choose to be listed here in Canada.

Registered accounts (e. g., RRSP, TFSA) are also eligible to hold the vast majority of IPOs and treasury offerings. Some IPOs, however, may not be eligible due to their company/offering structure and how widely held it is.

My only complaint is that the number of IPOs to select from isn’t as bountiful as I would prefer it to be. I am not sure if this is due to the unseen battle that they surely must have with underwriters to be granted access to new filings, or if their staff is just being lethargic in pursuing more pickings.

How To Take Part.

The IPO Centre is reachable on your desktop/laptop , smartphone, and tablet. When you see an IPO or other new issue you like, it’s a simple click/tap of the Buy button found next to that offering. Alternatively, you can call their trade desk to put in a request. All IPO and secondary offering purchases are commission free.

Once your order has been placed, this is referred to as an “expression of interest”. An expression of interest makes Questrade aware you are putting in a commitment to buy a number of shares. This does not guarantee, though, that you will actually get any or all of the shares you’ve requested.

When placing an expression of interest on their website, the trade desk contacts you to confirm the order within an hour. In rare cases I found it took up to 24 hours.

There is a $5,000 minimum requested amount for submitting an IPO order. Some companies going public may even ask for an amount over and above this, but the majority of the time it won’t be above the $5,000 Questrade minimum. Once the order is confirmed, Questrade passes along your interest to the offering’s underwriter.

For instant notification of newly announced IPOs and secondary issues, I recommend subscribing to their mailing list known as the IPO Bulletin . Surprisingly, I found that notifications arrived roughly thirty minutes sooner than the time it took for new issues to appear on the centre’s front page. That revelation can potentially lead to unique first access opportunities. Agradável!

Canceling a request can be made within two business days (this may vary depending on the province) of receiving, or deemed receipt of, a prospectus and any related amendments (found at the online centre).

Processing Time & Distribuição.

Processing time for orders can vary but usually it takes around three weeks from when the underwriters first launch the IPO and when the offering closes. Times can be shorter when dealing with some secondary offerings and preferred treasury shares. Once allocations from the underwriter are received, Questrade informs customers via email or phone.

Allocations, however, may be distributed on a pro-rata basis if an IPO is oversubscribed (the number of shares requested by all interested parties is greater than what Questrade received), and so, as mentioned earlier, your original request amount may not necessarily materialize to what you actually get. For example, if Questrade receives a 50% allocation on their total order amount, they would then allocate only 50% to your original order request.

Serviço ao cliente.

Customer services are the make or break for practically every company, irrespective of the industry they’re in. If customers have an issue, be it executing a hanging order, a problem with account management, or just to get in touch to have someone walk them through a task, it’s critical that customer service be attentive, knowledgeable, and understanding. You can have all the best technology and intuitive user experience in place, but if you lack basic customer service support, you’re company is doomed.

Now let’s delve into Questrade’s customer service experience so I can give you my impression on their online and offline (i. e., telephone) efficacy.

Most people will likely prefer to communicate with Questrade through online means. As such, you have a few options: Email, and Live Help real-time chat.

Email response times were relatively quick. I sent four different emails regarding four distinctly different issues, and their reply times varied between one hour and eighteen hours. That’s pretty good. Their response content was very good as well. Nothing was canned, which is common when dealing with other companies over email.

As for the online chat feature, while putting this review together I noticed that Questrade had repeatedly repositioned their live help’s green Chat button. I figure it’s probably because they are still finalizing on the best placement for it. But nonetheless, their chat button tends to be conveniently a fixed overlay on the right corner of most pages. It’s operational from Monday to Friday (excluding holidays) from 8:00am – 8:00pm ET. When clicked it brings up a pop-up window.

After speaking with several online representatives — those who deal with potential new accounts and others who deal with existing accounts — I found them to be very well-informed, professional, and quick in their responses. They also took the extra time to provide external web links (those found outside the Questrade domain) for further reading which was a nice bonus. If the chat feature is unavailable (e. g., weekends, holidays, or outside service hours) you’re still able to leave a detailed message. When I tried this, I did receive a decent response when a representative returned.

For customer support over the phone, they are available Monday to Friday, 7:30am – 8:00pm ET. For forex trading, they are open much longer, including Sundays. When I did phone in, I found that they support English, French, and Mandarin languages. Coincidentally, being trilingual I was able to speak to representatives in all three languages. Hold times varied based on what I was calling about. During midday on a workweek I found the wait time for a new customer to be about one minute. When calling in as an existing customer, the wait time was much shorter. This may be coincidental, but I also found that using their live help was much quicker than calling into their offices. Overall, speaking over the phone with their different departments was a very relaxing and helpful experience. They know their stuff! And not once did I feel they were rushing to get the conversation ended quickly. It felt like I actually mattered.

Questrade has partnered with several financial service providers to help enhance your investment experience through third-party apps. Types of partner apps include trading platforms, stock pickers, performance recorders, statistics analyzers, portfolio monitors, etc. Once you grant permission to an app, it can access your account details (personal information is still kept private), retrieve market data, and assist you with placing trades through your Questrade brokerage account.

Granting permission to a third-party app is as simple as finding an app of interest within the App Hub library, clicking the Add to My Apps button, generating a special (and necessary) authorization token, downloading the associating partner’s app (and/or signing up for an account via their website), and then inputing your generated authorization token within the app.

The only apps authorized by Questrade are the ones listed in their library. If a third-party app is not listed there, then that specific app will not have access to your account. In other words, you cannot arbitrarily generate a generic authorization token for an unauthorized app.

Interestingly, you can create and register your own app and become a partner with Questrade. I will discuss this in more detail under the Developer Platform section of this review.

One strange quirk I did find, when you add a partner app it became difficult, if not impossible, to return to the App Hub library at a later time to add another app. Why Questrade didn’t add a navigable link back to the library on the My Apps page — if you’ve already added at least one app — is beyond me. Either this is an oversight, or a bug. I’ve reported this problem to them. Hopefully they fix it soon because the only way I could figure out how to return to the App Hub library was to remove all my apps. That’s very inconvenient. By the time you read this review it will probably already be fixed.

Beyond that little issue it was really fun and quite advantageous to have access to so many third-party apps.

Questrade’s security measures have improved dramatically over the years. They use an impressive 256-bit SSL class 3 extended validation for both logging in and trading. Extra security during the login process can be provided by enabling two-factor authentication. For those unfamiliar, two-factor authentication is an additional security layer which requires not just a username and password, but you must also use another device that you currently have in your possession — typically a phone — to input a special code shown on that device during the login process.

Questrade has an online security guarantee which insures investors against unauthorized transactions which result in a direct loss. This security guarantee, however, doesn’t extend to intruders breaching accounts on your end (i. e., browser vulnerability, PC/Mac infection). In other words, if there is fraudulent activity and it’s proven to be due to the negligence of Questrade they are in a position to cover your loss at 100%.

They are a CIPF (Canadian Investor Protection Fund) member, and so all Canadian investors are covered up to $1,000,000. They are also members of the IIROC (Investment Industry Regulatory Organization of Canada). For claims that exceed $1,000,000, Questrade offers extended private insurance up to $10 million. You will need to contact them directly by phone for more details in getting this extension set up correctly.

Other noteworthy features: When joining, you must provide at least two security questions and answers — one of which gets asked when you attempt to log into your account from an unrecognized device. Once signed into your account your last login information is prominently displayed at the top-right corner with the date, time, device used, browser user agent, and the operating system of who last accessed your account.

And lastly, a special appreciation goes out to the ability to set up a personal identification number (PIN) from your customer profile page. This PIN is optional, but is used to make it quicker to identify you when phoning in. You still have to provide other information about yourself when speaking to a representative, but the verification process is much quicker. I found this very handy, especially because I had to call in several times to better review their customer service.

Developer Platform.

Developers interested in writing their own applications or using tools from other third-party vendors can rejoice because Questrade has their own application programming interface (API). It’s free to use and can execute, modify, and cancel stock & option orders on Canadian and U. S. exchanges; retrieve balances, and positions as far back as sixteen months; and fetch delayed and real-time market data. Their SDK with sample code is available for download in C++ and C#.

After a quick glance over Questrade’s very clean online API operations documentation, within ten minutes I had created my first, fully functional application in Microsoft Visual Studio C#. It’s very easy to make an app! I also love how they give access to a practice server for testing applications on. And once I had fixed all my bugs, I then was able to switch over to the live server. Very smart!

Questrade implements Representational State Transfer (REST) for reading and writing data, and the OAuth 2.0 authorization framework for their security protocol. Everything communicates through HTTPS only. The great thing about using REST and OAuth is that development time is significantly reduced, as was evident by the time it took for me to make my first app, because they are widely used, simple to understand, standards for a lot of online development.

I noticed there is an option to partner with Questrade so that your application can extend beyond your app’s library, and be made available to every Questrade customer. I did not test this feature because my application was just a simple proof-of-concept for this review, but I did speak with a technician who told me that there is no cost when partnering. Your application goes through a thorough quality assurance review, and if they feel your app will enhance their customers’ experiences, they will happily add it into the App Hub. Please note, though, if you develop a trading platform where your users make trades within your app on the live server, then your users will still get charged the same commission fees that they would have paid if they were using one of Questrade’s standard trading platforms.

Conclusão.

My journey through the expansive financial world carved out by Questrade was a very enjoyable one. Although their list of achievements include free ETFs, very mature trading platforms, quality customer service, IPOs, and a comprehensive developer platform, their most impressive feature has to go to being able to execute trades as low as 1¢ per share (1¢ minimum for active traders; $4.95 minimum for non-active traders).

It has been decades now and Questrade continues to carry the honour of being Canada’s lowest cost discount brokerage company. Questrade’s low commission rate is so good it serves as an enticer to make more trades more often and not have to hesitate by attempting to time the market in hopes of lowering commission costs.

In MoneySense’s Canada’s Best Online Brokerages article, Questrade was top ranked as the best in terms of lowest fees and lowest commissions. They also received honourable mentions as the best in ease of use and overall independent broker.

I can’t think of anything negative to point out about this company. It’s very clear they want to be in this industry and stay as the market leader in Canada. When speaking to several of their representatives online and over the phone you could feel a strong sense of pride in their written words and spoken tone. There is clearly a strong and positive ecosystem in their workplace environment. The staff seem exceptionally knowledgeable when assisting, providing a fulfilling experience. This is a far cry from my past dealings with other brokerages and banks.

For most of my stock trading life I had been connected at the hip with my local bank. This was before I became more enlightened with better options that were out there. I’m sure this is the case for most people. Many of us usually get our first investment accounts at big banks (e. g., BMO InvestorLine, Scotia iTrade, RBC Direct Investing, TD Direct Investing) because of the ease to do so — we have our savings and chequing accounts with them already so it’s just logical to open a trading account there as well. Such conveniences, however, bring with it abuses by these banks onto their customers. And so it wasn’t until I became completely disillusioned by my bank’s high fees and endless shenanigans that I felt it was time to explore other financial outlets. And hence, here we are today and why I felt this ultimate Questrade review was a necessary obligation to write.

Should you join? Yes — a resounding YES! For someone like me, as a casual trader, who has experienced headaches with banks and other brokerage firms, it’s nice to finally find a good home at Questrade who doesn’t play games, nor charge exorbitant fees. Questrade fits my needs perfectly and helps unlock my potential as a growing investor.

Now I’d love to hear your opinion on Questrade. Leave a reply below, share this review, and rate them using the ratings gauge found at the very top of this page.

Editor Rating: 90% out of 100.

Readers Rating: 95 % out of 100 ( 2212 votes)

Perguntas frequentes (FAQ)

This review has been updated many times over the years and, during such time, many questions have been asked by my readers in the comments section. For your convenience, I have compiled the most asked questions, with their corresponding answers, below.

Why Questrade?

Lowest commission cost per equity trade in Canada. Commission-free ETF trades. No annual fees. Free $50 when using Questrade offer code: Canada Questrade will cover the transfer-out fee when moving your brokerage account to them. Full-featured tools and trading platforms available on all devices. Very responsive customer service. Even when using live online help. Hold dual-currency (CAD and USD) simultaneously within registered accounts (e. g., RRSP) without automatic conversions, nor fees.

Is Questrade good?

Sim! Questrade offers a remarkably rich tapestry of features well tailored for new investors and seasoned traders. They also have the lowest costs of any other brokerage house in Canada, by far. Over the years, they have routinely demonstrated their hypercompetitiveness in this crowded industry by endlessly releasing new products, updates, and exploring untapped avenues (e. g., IPOs).

Where can I get the Questrade offer code?

To get $50 free from Questrade, simply type the following Offer Code: Canada into the Offer Code input box during the sign-up process.

What is the best way to convert CAD/USD?

To elminate currency exchange fees almost entirely when converting CAD/USD, you will want to use Norbert’s Gambit. To do this, you will use tickers: DLR. TO and DLR. U.TO . The former deals in CAD currency, the latter in USD currency.

To convert from CAD to USD:

Buy shares of DLR. TO (currency will be in CAD) in the amount that you want to convert into USD cash. Get ahold of a Questrade rep via live help chat or on the phone. Tell the rep that you want to journal over all of your newly acquired DLR. TO shares to its USD equivalent side (i. e., DLR. U.TO). Your shares will now shift from DLR. TO to DLR. U.TO and be in USD currency. Sell all of your DLR. U.TO shares. You will now have USD cash.

To convert from USD to CAD:

Buy shares of DLR. U.TO (currency will be in USD) in the amount that you want to convert into CAD cash. Get ahold of a Questrade rep via live help chat or on the phone. Tell the rep that you want to journal over all of your newly acquired DLR. U.TO shares to its CAD equivalent side (i. e., DLR. TO). Your shares will now shift from DLR. U.TO to DLR. TO and be in CAD currency. Sell all of your DLR. TO shares. You will now have CAD cash.

The entire process can take up to 1-2 business days to complete. The full details of your conversion is recorded under myQuestrade’s Account Activity page.

Can I short sell?

Yes, you can short stocks in margin accounts. Registered accounts (e. g., RRSP), however, cannot short because of Canadian government regulations.

Do their platforms support Mac/Linux?

Yes, their trading platforms are available for Mac and Linux users. Questrade’s trading platforms are also available for Windows, iOS, and Android devices. For Linux users, Trading with Questrade, their responsive HTML browser-based web application, is what’s used.

My bank doesn’t accept Questrade account #s.

Most people will fund their Questrade accounts through their bank’s bill payment method. However, some banks still impose an eight character limit. You can get around this problem by using just the first eight digits of your ten digit Questrade account #.

How do I get trading reports before 2011?

If you have been a Questrade member before 2011, then you may have already discovered that their Trade Confirmations database, which claims to carry your trading details dating back to January 1st, 2009, in fact only rolls back to February 4th, 2011. Sadly, you may no longer have access to these older trading reports because Penson, Questrade’s old clearinghouse partner, who stockpiled these much older reports, has now shut its doors for good. When speaking with Questrade’s representatives, I got inconsistent answers on whether they still have these very old reports or not.

How do I stop paper-mailed investor documents?

Initially, shareholder communications (i. e., voting requests, annual meeting summaries, financial reports) are sent as paper mail to your physical address. For those who wish to save the environment by saving a few trees you can alternatively opt to receive these correspondence documents through electronic mail instead. A convenient free service called InvestorDelivery exists where you can set up to receive all of your investor correspondence electronically. InvestorDelivery requires a special ID that is stamped in the header region of each of your paper documents. So you’ll have to wait and receive a paper document of a security you own before you can switch over to its electronic alternative.

How do I avoid paying ECN Fees?

ECN fees are fees enforced onto Questrade by an external network that charges you for making a transaction which removes liquidity from the market (i. e., buying at the ask or selling at the bid). Questrade doesn’t make any money from ECN fees; they simply pass this collected fee to the designated network to execute your order. Although these fees translate to mere pennies, one can avoid paying them altogether by executing transactions as a limit (or stop) order at the bid/ask instead of as a market order request. For U. S. stocks you can also send orders to non-direct access ECN networks (i. e., LAMP, MNGD, or POST) to avoid these fees completely.

How do I avoid mutual fund trailer fees?

Questrade will rebate mutual fund trailer fees. They call this their Mutual Fund Maximizer . Trailer fees are commissions by fund management companies paid to brokerage houses for being the retailer that sold you your fund(s). This commission is an ongoing source of revenue for brokerages as long as you keep holding onto those fund(s). You don’t see this fee because it’s part of the MER of the fund. So, Questrade is willing to rebate this fee back to you every quarter. But there’s a catch. You need a minimum of $36,000 in mutual fund holdings to be eligible for this rebate. The reasoning is simple: There is a processing fee of $29.95/month. So, the rebates will start paying back if your mutual fund holdings is worth more than $36,000 (based on a 1% trailer fee).

What is the interest rate when buying on margin?

Most people will sign up for the standard margin account, which gives you access to borrow funds at an amount more than your current cash balance. This extended buying power ability is very useful and can come in handy when you need to jump on market opportunities. Assuming you’ve bought on margin and haven’t settled your stocks after three days of the purchase, the margin interest rate can be as low as prime + 2.5%, which is in-line with most brokerages.

What is Margin Power?

Margin Power is a free service by Questrade that allows you to link your existing TFSA account (held at Questrade) to your margin account. Doing so increases your buying power within your margin account by leveraging the assets you already own inside your TFSA, making it enormously convenient to enter new positions without requiring a transfer of new cash or selling existing securities.

How do I register for a DRIP?

A dividend reinvestment plan (DRIP), which is also known as a direct purchase plan (DPP), allows you to reinvest your stock’s dividend income automatically into the purchase of additional shares of that security without paying any trading commissions. To register for a DRIP, log into your Questrade account, navigate to Account Management > Find Forms , and download & fill out the one page PDF file: Dividend Reinvestment Plan (DRIP) Authorization . You’d then use Upload Documents to send your signed form to Questrade. It takes up-to 24 hours to process your request. If you ever sell off your security entirely, your DRIP will be canceled.

Replies to this Review.

Terrence Dooley says:

Wow companies still give the option for paper statements? That’s insane! Still not sure why anyone would opt-out of electronic and go paper instead (and i’m sure at a extra cost). Thankfully that is not the default option for Questrade because that’s way too 90s!

Vincente Rodman says:

Hey @ghostdad just remember that the IPOs offered will only be for Canadian companies, not the more news catching US ones like yet-another social network IPO. Its not like these discount brokers dont want US ones it is just that Canada has a law that prevents them from offering it directly. It can only be done through funds, or high-valued customers only. This is the case at all discount brokers, not just at Questrade. But still worth a look.

Ghost Dad says:

I am strongly considering joining Questrade for the simple fact of getting in on the IPO offerings. I’ve seen way too many great new companies pop up and i was too late to get in. Not any more. Thanks for the questrade offer code (or promo code?) thingy. It will allow me to play around more freely.

Nico Schwarzenbach says:

@the_hun, been a while but i believe java wasn’t required to operate QuestraderWeb. It was only needed if you wanted to see the streaming quotes. I had Java disabled since i didn’t care for that.

Isaac O. says:

So they store history up to 7 years. Bom saber. I had been on the phone for 2 hours today trying to get a straight and consistent answer to this. I ended up having to search online and your questrade review was the only one to give a detailed look into it.

The_Hun says:

Anyone remember their old QuestraderWEB and how it needed Java? I noticed some here said there is a way to get QuestraderWEB going again. lol! please no. Oh the memories!

Constantine E says:

I would imagine most of Questrade’s customers are small-time infrequent traders. And so i think having a strong security feature is important in the minds of these customers so this seems good.

Dr Ccc says:

I still can’t figure out how the Investor Delivery thing works. I was speaking to their customer service rep and she wasnt sure how it works either.

I am hoping this questrade review’s author will post a how-to on switching over entirely to electronic instead of all this paper i get each month.

Talon W says:

Boy has Questrade improved its GUI! I am old school and remember Questrade back in the day when it was total chaos. How things have changed for the better! Your questrade review really shines a quality light on them. So much so i will consider giving them another shot, especially now i have that questrade offer code in hand. Muito Obrigado!

Conrad says:

Making use of an RRSP investment account with such low commissions is interesting. I’ll think about it. Thank you.

Dionte says:

The sign up process is very easy and the document signing feature is pretty cool — pretty straightforward. A lot of other brokers should take note.

Wow, welcome to 21st century Questrade. I wrote a scathing comment about questrade on my site several years back because they hadnt updated their system in years and were falling behind because of it.

Now they look like they’ve really picked up on things and really improved dramatically. I might write a followup post about it.

You did a brilliant job in this Questrade Review by the way.

One of the benefits of using other discount brokers is that they may be tied to your own accounts. For example TD CanadaTrust has a lot of customers and it is very easy to just ask them to link your investor account with your bank account (just a click of a button).

Yes there is the added fees but the convience is much better.

BoyMeetsGirl says:

For the longest time i use to think that the only way to make trades was to call a broker directly. And this was just 6-months ago i had conitnued to think this. I am so behind the times.

I was playing with Questrade trading platforms and i really like the direct send order for trades. Thanks for the questrade offer code. Me and my wife will be making ‘electronic’ trades from now on.

Armaan H. says:

The CAD dollar is relatively weak (historically) compared to the USD. Anyone know if it’s worth buying gold right now?

Clayton D says:

Robert you might want to read this questrade review in full. Although Americans aren’t allowed to join via the online process there seems to be a way to do so offline (you’d have to walk into their office). And there are certain restrictions. You seem better off to find a broker in your country.

Robert M. says:

Maybe i am missing something but as an American i cant figure out why we dont get $4.95 trades. Are Americans allowed to join Questrade? I am pretty sure Questrade is a Canadian company.

Eduardo says:

Managed investing looks interesting. Anyone here have that type of account and willing to give more details.

Braiden K. says:

I’m thinking to open a RRSP account with Questrade and want to ask them some questions before I make the move. Tried to use chat and got this message "Please note that we are currently experiencing higher than normal chat volumes. Please continue to hold and not cancel the chat while we try to connect you to an agent." It took 5 minutes to get help which is absolutely unacceptable. I understand it will be less speedy service with discount brokerage but I don’t expect that long. The rep said waiting this long is not normal though. Who knows!!

Chance says:

Helluva whale of a questrade review! Much obliged from a lonely boy in a dark basement.

Tad Jefferyes says:

Based on this questrade review and the screen captures i like the intuitiveness of Questrade’s user interface such as that shown in Account Activity. I am a small time trader and so i dont like to be bogged down by a lot of techno babble. That free $50 questrade promo offer code is very inticing, i am not going to lie.

Jayvon H. says:

The pictures are very helpful. I just wish their was a video of using the My Account panel that would be nice.

Zebadiah says:

I noticed recently their chat feature was very bad. I often waited for more than half hour, still nobody showed up. When I just opened my account, their service was pretty good. Anybody have the same experience?

Nansy says:

Questrade Review to the MAX! Muah! I love you. Was aimlessly looking for a quality written review on Questrade.

And thanks for the Questrade Offer Code. I will be sharing this with a few friends on Facebook.

Isai G. says:

Questrade does a smart thing. They understand that their are many out there that are interested in investing but aren’t very experienced — the new investors. By drawing them in with simple signup and trading at low prices it is too good a thing to pass up for many. If just a few of these small, infrequent investors become active traders they’d be making a killing.

Gilberto H. says:

That questrade promo code is going to get some serious use by me. Obrigado!

Howard says:

What i cant understand is why other online discount brokers dont compete directly with Questrade. Questrade’s prices are way cheaper than anyone i’ve ever been with.

Noah F. says:

This questrade review is insanely thorough! Fantastic work! Questrade must have given you a lot of unprecedented access to be able to cover so much.

Ervin Keck says:

I decided to check out their online chat and they seem well informed. I am a bit surprised about that and not simply cut/paste answers.

Wynter says:

I think Questrade’s image has changed considerably. They were once considered the scorn of the industry but i think over the years they’ve changed their tune and now seem to want to embrace their customers.

Richard W says:

I’m really liking what i am seeing/reading here. I’ve been with TD Direct Investing (formerly called TD Waterhouse) for about 20 years now but as of late they’ve been getting on my nerves and have been slowly looking to potentially shift to a new home for my trades.

Not sure if i will make the move yet or any time soon but i’ve bookmarked this incredible questrade review for later anaylsis. Job well done to you bunch.

Beverly says:

I attended one of Questrade’s learning centres to see what they were about here in Toronto. Eu realmente gostei. I am now more convinced i should join them. Thanks for the incredible effort in this Questrade Review. And the Questrade Offer Code will be of great use when i join soon.

Benny Ackerman says:

Good point about the security thing. I notice a lot of financial instutions are now incorporating the image captcha thing you describe.

Dijon Woldring says:

Wow, i am liking the new Questrade look! I hear CP is going to be creating a separate new review of another aspect of the Questrade experience.

I think i must be the biggest doosh on the planet because prior to reading this questrade review i had never heard of questrade before. How uninformed am i? And yes, for the record, i have been living under a rock.

Arden Speagh says:

Ok so that i have things straight: it’s 1 cent per share but one is charged a minimum of $4.95 to make a trade. However i can buy/sell as many shares that i want which will at the most cost me $9.95 to make such a massive trade. Muito interessante.

NewTrader says:

Just opened my Questrade account and got confirmation that i can begin trading today. Had to stop by and say thank you very much for this wonderful Questrade review and Questrade offer code. It’s been a very big help!

Gerardo N says:

This is my second time reading this review. I didnt realize there were Questrade developer tools too. Good review.

Conner K. says:

Someone put a lot of love into this Questrade review that is for sure. I don’t think i have ever seen a review quite like this before. Fantastic and very comprehensive.

Harley says:

Thanks for the US information (eft) you bring up in this review. I was actually wondering this.

Gage B. says:

Still not sure if i should make the big switch. I’ve been a happy customer with IB for 5 years. This review does make it enticing though.

Anita Pierce says:

Just forwarded this questrade review to a few buddies of mine thinking of getting into stock trading now that we have graduated. I hope you write more reviews on other discount brokers in the future. It would be very handy.

Lukas says:

The questrade offer code in this questrade review works! Thanks for the $50 in free trades.

I’m interested in the tfsa account. But wondering about how the losses and gains apply. I will have to read up.

Mathias B says:

$4.95? That’s gotta be a typo. I ended up having to check their site to verify this. RI MUITO! Never heard of them until today. Thanks for the writeup.

Ariel Vancil says:

LOL is there an abreviated version of this Questrade review? I am a really slow and lazy reader. Good stuff though!

Unknown H says:

I remember when there was just E-trade. Now there are a ton of online brokers that make it possible for such great deals!

Paxton V. says:

Basically i am looking to do low volume trading now that me and my family have some disposable cash to see how things go.

This Questrade lot looks promising and so this along with the questrade offer code in this review might be what i was looking for.

Salvador says:

Questrade is going to be implementing a new security feature for the login process that will include a user-selected image that you must confirm along with one or more security questions. Was reading this the other day. I think it comes out some time this year.

I can confirm that my account was fully open and reading for trading in about 2 business days. Really quick. I was actually expecting it would take longer. This Questrade review has been very helpful.

Ricardo Bjorkman says:

Thanks for pointing out the CIPF mention. I was starting to wonder about that as i went through this review.

Darron M says:

Awesome review! The promo code was handy! So big hey to all y’all!

Yohan says:

Excellent writeup for this questrade review. My wife and I were having troubles trying to decide which discount broker to join with because we were thinking of just making it easy on ourselves and just sticking with the one that is offered at our local bank. Based on what we’re reading we just may go with Questrade after all.

Thanks very much for the excellent effort.

Forrest Dice says:

You’ve got me sitting on top of the clouds now that i’ve finally found a questrade offer code (or is it a promo code) that i can use. Much appreesh!

goodie2shoe! says:

From my experience most of the negative reviews about Questrade in the past were due to problems that Questrade DID have. I have been with them for many years and have experienced most of them but they are gone now. Although i wish they were faster at resolving them they do get to it eventually. Por enquanto, tudo bem.

Robbie says:

What surprises me most is that there is no clear competitor to Questrade. Everyone else is charging an arm and a leg and so it baffles me as to why Questrade is offering their service for so cheap.

Norberto says:

Just learned from this questrade review they’ve been around for 20 years! Time flies! I feel old and still living at home in my mom’s basement 🙁

Jean G. says:

Questrade as a whole is pretty good but their research tool, although acceptable, still needs improvements. I was using it the other day trying to search a symbol and it couldnt find it. I had to call in. It’s possible i had to postfix the. to part but it should have assumed i was referring to a tsx ticker.

Dale F. says:

Nice tip on doing a limit order to avoid the pesky ECN fees entirely. That has to be the first time i have ever heard that advice. I am loving this Questrade Review each time i read it. I will be joining questrade in a few days when i have $1,000 available to make my initial deposit. I’ve saved that questrade promo code too so thanks in advance!

Jamari says:

If you open an account you have up to 6-months to fund and send remaining documents before Questrade considers it abandoned and deletes the account. They will email and try to contact you via phone and mail to remind you throughout. I found this out from a buddy who signed up but left to Japan and his partner kept being contacted by Questrade about the unfinished opening.

BarbaraSweet says:

Eek, i didnt know they changed their account # format. I’ve been a Questrade member for years now. Didnt get an email about all this. Yikes! Glad i dropped by. I was actually looking for a Questrade Review for my neice.

Brice Vergenson says:

How long does it take to offically open an account from start to finish?

Irwin says:

Beck says buy gold! Maybe i’m gullable but its good to know Questrade offers this.

Stefano says:

Hey this Questrade Review has been updated again! That’s pretty cool! And i see Questrade has really revamped their entire look based on your screen captures. Their new look is much better.

Kamari C says:

The cost for International Stocks @ 1% is a really good bargain. Now you’ve got my full attention with Quesrade. Incredible work on this questrade review. That $50 questrade offer code might be what pulls me in.

Macey Soya says:

Oh so they also offer TFSA accounts too. That’s very interesting! I’ve been neglecting to use my tfsa contribution limit since its inception back in 2009. I am strongly considering opening a Questrade tfsa. Will have to read more though.

Equitizer says:

Yup, been with Questrade back in 1999. They’ve had their hiccups but they’ve been moving in the right direction over the past 10 years.

Chant Penrod says:

Finally stumbled onto a REAL Questrade review! Now i can finally decide who i should go with. I’ve been leaning towards my bank’s investor service simply because that is where my personal accounts are but after reading this i am really giving it second thoughts.

Julien says:

Credential Direct? Nunca ouvi falar deles. Just checked their site. You made a good choice!

Dusty says:

Geezus at $4.95/$9.95 one can’t help but wonder how low can this whole thing go? If Questrade is still able to make a sizeable profit and be such a disruptive force in trading then why hasn’t anyone else done this? Thanks for the questrade promo code!

Dyllan says:

@Felix – you raise a very good point. I too was ALWAYS thinking about commission costs before doing an actual trade. I lost a plenty of opportunities because of that. Now i never do that.

Mandy says:

Nice touch with the mention of the Investor Delivery option in this Questrade Review. Personally, i have been complaining about constantly getting this material in the mail all the time wishing there was a bloody way to get it electronically. Now i have my solution. Big moi, to you folks!

Felix says:

I switched from Credential Direct to Questrade in Dec 2010. At first I found the Questrade interface to be confusing compared to CD, but once I got used to it it was easy to navigate and make trades. The Questrade interface is good and their prices are even better. Before, I would strongly consider the commission costs before making a trade. Now, the trading costs are almost negligible! I highly recommend if you want a no hassle trading platform with low fees.

Donnell says:

Thank god for Questrade! I had been getting robbed with itrade for years. My significant other and i are planning on joining Questrade soon.

Conor says:

Great Questrade Review. I added the link to my site. Easily the de facto review for this discount broker. Obrigado por compartilhar.

Marquise Risser says:

Just wanted to say big thank you for the $50 questrade promo offer code!

Fynn S says:

If you have proof of a Canadian residency (you will likely need to go into their offices to provide this proof — i could be wrong and you may just can register online) then you may be able to open an account.

Rocco Daniels says:

I’m a US resident..i guess i wont be allowed to open an account?

Darell says:

@allen i hear ya. I honestly think this will teach you more about Questrade than what Questrade even knows about. lol.

allen says:

Seriously, how in the heck were you able to put such a really detailed questrade review like this? I’m actually still reading through it 24 hours later. This is not knocking you guys on it just more in awe at the depth to it.

Advice to anyone new to stock equity investing: Do your homework. If you are just following the herd you will invariably always lose your money in the end. The more you know, the better you perform.

Elias Osburn says:

Thank you for the quality work in this questrade review. And thank you for the questrade offer code.

Taurean McCabe says:

Just went through pretty much every discount broker in Canada. Gotta say, Questrade is looking very promising!

Fredrick Landau says:

This Questrade Review has been a big time life saver. I was getting lost in a deluge of information and wasnt quite sure what to do. I’ve bookmarked and emailed this link to a few friends of mine in the same boat.

Cody Byram says:

When are we going to be able to trade social predictions like what is done on sites like the now defunct intrade? I am terrible at stock trades but pretty awesome at predicting the future in social events.

Nikola Pierpoint says:

1 share. Doesnt seem worth it. I guess if the stock is Berkshire Hathaway (NYSE: BRK. A and BRK. B) it would make sense. Yes the comission charge will be a $4.95. That is the minimum fee Questrade charges.

Brendon Cowen says:

So far so good with Questrade. I joined last week and everything seems to be running smoothly. I am still wrapping my head around the Trade platform because i am such a n00b in trading. lol. I know i can go to IQ but i prefer the other one since its more my tea.

Anyway, thanks for the fantastic questrade review. I had to return to let everyone know i’m having a good time with the experience.

trigger_happy says:

Hey man thanks for the Questrade offer code! Was creating a new account now and figured I should find it and get a great deal just for opening.

Romeo S. says:

I am totally new to this stock trading thing. Is it possible to just buy 1 share of a company? Will this cost me $4.95 for just the one share?

Malaya Holt says:

Questrade with live quote streaming seems like an interesting path. I might join in a few weeks. obrigado.

Camden Gerkin says:

I’ve never done stock trading before but am interested in starting. This might seem to be a perfect fit after reading this questrade review and going over the details with one of their reps.

Thank you for writing this. It’s been a really big help for me.

Giovanny Dela Beals says:

Was thinking of wiring the money into my account since my bank doesnt charge me a fee for wire transfers. As far as i can tell Questrade doesnt charge a wire transfer fee on deposits. It’s only when you withdrawal that they will charge a standard wire transfer fee. That’s pretty good.

RedRum says:

Woohoo! I was looking for a Questrade Offer Code and this Questrade Review hit the spot! Thanks and Questrade’s just got itself a new member!

Karl Van Deusen says:

Thanks for the pointer on the chat link. Didn’t realize they are open from 7:30a to 10:30p each day (East Coast).

Eoin P. says:

My husband was talking about joining and was hunting around for the perfect questrade review for him. Just wanted to say thank you for saving me a lot of research time.

Deven Butterfield says:

@Cobra, yes you can do online banking and put the money directly into your account. Once finished signing up they give you an account # (emailed too). Just set up to Pay a Bill while logged into your bank and choose Questrade. Paying a bill to Questrade is like depositing money into your account.

Cobra Commander says:

Can i fund my account through online banking or must i send them a cheque and wait for who knows how long before it arrives then clears?

Evelyn says:

This has got to be the most detailed Questrade review out there! You guys deserve an Oscar or something. I am still going thru it and i think it will take me all week. lol.

Warren T. says:

So cheap price ($4.95-$9.95), quick joining, user-friendly layout. It seems like a perfect fit for me.

I am only 19 but am starting to become interested in all this. Questrade seems like a good springboard for me.

Much appreciated with this Questrade review and the questrade offer code. The free $50 will encourage me to make more trades and not just sit around double thinking things through. lol.

Alfredo O. says:

giggles, i doubt it. I think you would have to close the entire account and create a new one. At least that is what i had to do with my broker prior to joining questrade. All banks are the same way so i figure discount brokers will be the same.

Mr. Giggles says:

Anyone know if i created a joint account could i have the other person removed if need be in the future?

Landen Leeka says:

I’ve just linked to this Questrade review on my site. Way too useful.

Mandy says:

Wow how Questrade has changed. I remember when they first started out some 15 years ago. Even there Questrade Account page has changed dramatically from the pictures you show above. I haven’t done trading in years. I just might jump in again and test things out.

FunTimes says:

Just joined Questrade. Had to say Thank You for a great Questrade Review and thank you again for the Questrade Offer Code. I’ve also passed this along to my sister and my brother who are starting to get interested in trading too.

Larry Chastain says:

Awesome inclusion of their Forex platform images. Shame not too many people are into forex trading tho.

MissPiggy says:

Hey this review has been updated!! Decided to check back on this questrade review after signing up way back. Great to see its keeping up with all of whats happening.

Jerry H. says:

Thanks for the info on IQ Edge. I didnt realize i could download a live demo and have a look around. It’s very handy!

Durrell says:

xe doesnt offer the lowest spread any more. And besides the fee to make the transfer will eat into your original savings. But then maybe you make gigantic conversions at a time.

Deron says:

Nice touch to add the FAQ at the bottom of this questrade review. Makes it much easier.

There’s the Questrade Offer Code i was looking for! Thanks bud! I am signing up right now and was hoping to find a code to enter.

Dejon H. says:

to the dude about exchanging funds. Why not use XE and then wire the money into your Questrade account? I’ve been using XE for years.

Brogan A says:

I became annoyed with Scotia iTrade (formerly eTrade). Totally bloated and became frustrating. Ok, so when i try to move cash between accounts why must i fill in a request form and wait instead of just point and clicking..ugh!! And blah, blah..sorry for the rant. I might give Questrade a try. This review seems genuine and its really appreciated.

Looks like Questrade has changed their Sign up process and the above pictures need updating. Great questrade review nonetheless. Excelente artigo!

Update: Wow you guys are quick. Thanks for updating the snapshots 🙂

Isaias says:

Interestingly Questrade’s rrsp and tfsa accounts charge a low conversion. So if you’re into going with an RRSP or TFSA account you are set.

Btw, to the person mentioning Interactive Brokers lets not forget that IB also charges an arm and a leg with all kind of fees. Unless you are an active trader you are not advised to go with them.

Louie W says:

Great screen grabs for this questrade review. I tend to be the type that needs an extension analysis with pictures before i can make up my mind. I’ve bookmarked this review so when i do join i also know where to come for the questrade offer code referral ;P.

Yorick says:

@teddy: IB is still the best for currency exchange. Big bank rates are horrible. Quest trade seems to be the best for everything else.

Dakota L. says:

$4.95 is rediculously cheap and too good an offer to pass. Thanks for the great questrade review.

Damian Bjorkman says:

ted: you should be able to save some but be careful if you’ve never had prior experience with Forex trading.

teddy says:

Was wondering if subscribing to Questrade Forex in order to exchange currency is possible (CAD to USD) and saves money comparing to other fees?

Erin Reece says:

My girlfriend and I are thinking about starting a joint account. Just found this questrade review and sending it to her now to read. It’s amazing! Thanks for the writing!

Negociação de CFDs.

Trade contracts for difference (CFDs) and access thousands of products with competitive spreads. Trade CFDs on forex, indices, commodities, shares and treasuries.

Novo na negociação de CFDs? Learn more with our introduction to CFDs.

Risk management tools.

Earn cash rebates ^

Trade over 10,000 instruments.

100% automated execution.

Inscreva-se agora para começar a negociar.

O que são CFDs?

Contracts for difference (CFDs) are derivative products which enable you to trade on the price movement of underlying financial assets (such as indices, shares and commodities).

A CFD is an agreement to exchange the difference in the value of an asset from the time the contract is opened until the time at which it's closed. With a CFD you never actually own the asset or instrument you have chosen to trade, but you can still benefit if the market moves in your favour, or make a loss should the market move against you.

CFDs are a leveraged product, which means that you only need to deposit a small percentage of the full value of the trade in order to open a position. This is called ‘trading on margin’. While trading on margin allows you to magnify your returns, losses will also be magnified as they are based on the full value of the position, meaning you could lose more than any capital deposited.

Trade CFDs on over 10,000 instruments.

Our award-winning CFD trading platform provides access to over 10,000 global instruments, at competitive spreads and margin rates. Trade CFDs on major forex pairs from 0.7 points and popular indices from 0.3 points.

1 When trading share CFDs a commission is charged upon execution of any order. Commissions start from 0.10%, or 1 cent per share for US - and Canadian-listed shares.

Tente negociar CFDs com fundos virtuais em um ambiente livre de riscos.

Acesse nossa gama completa de produtos, ferramentas de negociação e recursos.

Gerenciamento de riscos.

Our extensive range of risk management tools include regular and trailing stop-loss orders. These tools enable you to manage risk, helping to secure potential profits and minimise losses.

Potential CFD trading costs.

Your approach to risk management and how long you hold a position for can affect your potential CFD trading costs. There's a charge to hold a position overnight and for share CFD trading, there is also a market data fee and commission charge.

Cash rebates.

We offer competitive monthly cash rebates for clients who trade CFDs in high volumes. If you meet our requirements for one asset class, for example on indices, you automatically qualify for monthly rebates on FX and commodities as well. As condições se aplicam.

Mude para o CMC Markets.

Mude seu provedor para CMC Markets para:

Uma plataforma de negociação premiada e aplicativos nativos † Cartografia profissional, ferramentas poderosas e navegação de plataforma inovadora Execução 100% automatizada sem intervenção do revendedor Acesso ao mercado de forex, commodities, ações e índices em uma plataforma Descontos em dinheiro para traders de alto volume ^

Plataforma premiada.

Our platform combines innovative trading tools with an intuitive interface and native mobile apps for iPad, iPhone and Android.

Você também pode estar interessado em:

Notícias e análises.

Visão de mercado e análise técnica de nossos especialistas globais.

Improve your trading skills and master our platform.

Discover why you should choose us.

O Artful Trader.

Dominando a arte dos mercados - insights dos especialistas em negociação.

​ † Awarded the “2016 Top Trading Platform for Charting” by the Canadian Society of Technical Analysts; Awarded 'Best Platform Features' and 'Best Mobile Trading', based on highest user satisfaction among CFD and FX traders, Investment Trends 2016 UK Leveraged Trading Report; 'Melhor plataforma de negociação on-line', prêmios de ações 2016; 'Melhor plataforma de negociação Forex', UK Forex Awards 2016; e 'Melhor aplicativo para celular / tablet', Prêmio de riqueza pessoal on-line de 2016.

This data is provided for general information only and may not be current. Por favor, consulte a área de visão geral do produto da nossa plataforma de negociação para obter informações em tempo real sobre os spreads, taxas de margem, comissão (conforme aplicável) e as horas de negociação de um determinado produto.

^ We offer competitive monthly cash rebates for clients who trade in high volumes and if you meet our monthly notional value requirements for one asset class, you automatically qualify for monthly rebates for all asset classes; As condições se aplicam.

Tente negociar CFDs com fundos virtuais em um ambiente livre de riscos.

Acesse nossa gama completa de produtos, ferramentas de negociação e recursos.

Esse website utiliza cookies. Ao continuar a usar este site, você concorda com isso. Descubra mais.

A CMC Markets Canada Inc. é membro da Organização Reguladora do Setor de Investimentos do Canadá (IIROC) e do Fundo Canadense de Proteção aos Investidores (CIPF). Os CFDs são distribuídos no Canadá pela CMC Markets Canada Inc., revendedor e agente da CMC Markets UK plc. Os CFDs de negociação envolvem um alto grau de risco e os investidores devem estar preparados para o risco de perder todo o seu investimento e perder mais quantias. A negociação de CFDs está disponível em jurisdições nas quais a CMC Markets está registrada ou isenta de registro e, na província de Alberta, está disponível apenas para Investidores Credenciados. A CMC Markets é uma revendedora exclusiva de execução e não fornece consultoria ou recomendações de investimento em relação à compra ou venda de qualquer CFD. Para detalhes completos de nossas taxas, por favor consulte o nosso calendário de tarifas. A CMC Markets é remunerada através do spread, que é a diferença entre o preço de compra e venda. A Comissão e os custos de manutenção também podem ser aplicados.

CMC Markets Canada Inc. é um membro da organização canadense de regulamentação do comércio de valores mobiliários (OCRCVM) e do setor de fundos canadenses de proteção de produtos (FCPE). Les CFD não distribuído pelo Canadá por CMC Markets Canada Inc. comerciante e agente de CMC Markets UK plc. As negociações de CFD, com base em critérios de risco e de investimento, aplicam-se aos fundos destinados a compensar a totalidade dos investimentos efectuados e perdidos de montadoras suplementares. O CFD não está disponível nas jurisdições em mercados de CMC em caso de registro ou em isenção de registro, e, na província de Alberta, na disposição dos investidores em qualificação de mercado. CMC Markets é um tribunal de exportação de mercadorias. CMC Markets ne fournit pas de conseils d'investissement ou recommandations concernant l'achat ou la vente de CFD. Pour tous les détails of nos honoraires veuillez-vous référer à notre grille tarifaire. CMC Markets está mais próximo de l'écart, mas é diferente em todo o mundo e em todo o mundo. Comissão e os grupos de posse de pessoal são executados.

Apple, iPad e iPhone são marcas comerciais da Apple Inc., registradas nos EUA e em outros países. App Store é uma marca de serviço da Apple Inc. Android é uma marca comercial da Google Inc.

Este site usa cookies para obter informações sobre seu uso geral da internet. A remoção de cookies pode afetar a operação de certas partes deste site. For more information about cookies and how to remove them, please read our cookie policy.

Nossa plataforma. Seu jeito.

Seja qual for a sua experiência de negociação, iniciante ou especialista, nossa plataforma Next Generation pode ser facilmente adaptada para atender às suas necessidades de negociação precisas.

Poderosas plataformas web e móveis.

Pacote de gráficos líder do setor *

Indicadores técnicos e.

Classificada como a mais alta em termos de gráficos na pesquisa Investment Trends de 2016 *, nosso pacote de gráficos tem mais de 115 indicadores técnicos e ferramentas de desenho, mais de 70 padrões de gráfico e 12 tipos de gráficos incorporados, para que você possa acessar todos os recursos necessários para analisar movimentos de preços e realizar análise técnica detalhada.

Ferramenta de projeção de preço.

Use nosso pacote de gráficos para pesquisar padrões de gráficos técnicos comuns e formações de velas em gráficos abertos em intervalos de tempo longos e curtos. Nossa ferramenta de reconhecimento de padrões permite identificar automaticamente padrões visíveis e obter metas de projeção de preços para destacar possíveis oportunidades de negociação.

Navegue pelos recursos da nossa plataforma com eficiência e facilidade. Agrupe módulos diferentes para que, quando você alterar o produto mostrado em um módulo, todos os outros módulos agrupados sejam atualizados automaticamente para mostrar o novo produto que você deseja analisar.

Faça parte da nossa comunidade comercial. Conecte-se com outros traders com a mesma mentalidade, bem como com nossa equipe de analistas globais para discutir, compartilhar e copiar instantaneamente a análise de gráficos em nossa plataforma baseada na web. Disponível em toda a nossa gama de produtos, o nosso Fórum Gráfico serve como uma excelente fonte de ideias de negociação.

Nossos aplicativos para iPhone, iPad e Android permitem que você visualize os preços de transmissão ao vivo e gerencie negociações diretamente dos gráficos. Com poderosos recursos gráficos, incluindo mais de 35 indicadores técnicos e ferramentas de desenho populares, você pode facilmente conduzir sua análise em qualquer lugar.

Negocie diretamente de gráficos.

Assuma maior controle de sua execução. Faça ou feche negociações, edite os níveis de stop loss e take-profit diretamente de seus gráficos. Você também pode exibir, modificar ou fechar qualquer pedido pendente. Esse recurso simples de usar permite usar a ação do preço histórico para tomar decisões de entrada e de risco mais informadas.

Ferramentas de negociação inovadoras.

Nossa ferramenta de sentimento do cliente permite que você visualize o número de clientes e seu 'Valor de Posição' em quase tempo real. Veja como o sentimento mudou com os eventos do dia e os movimentos de preços - especialmente úteis durante as condições voláteis do mercado. Pode ver o sentimento de "Todos" clientes ou apenas os clientes "Principais" para obter uma visão única do comportamento de diferentes operadores.

Configure a plataforma do jeito que você gosta. Nossa plataforma premiada permite que você personalize completamente seus layouts de design, oferecendo a capacidade de salvar e alternar entre até cinco diferentes layouts de negociação.

Scanner de reconhecimento de padrões.

Nosso scanner de reconhecimento de padrões o alerta automaticamente para o surgimento e a quebra de padrões de gráficos populares, como triângulos, fatias e canais, em todos os nossos 120 produtos mais populares a cada 15 minutos, garantindo que você seja notificado sobre possíveis oportunidades comerciais.

Tente negociar CFDs com fundos virtuais em um ambiente livre de riscos.

Acesse nossa gama completa de produtos, ferramentas de negociação e recursos.

Notícias e insights.

Acesse várias fontes de notícias e análises de mercado diretamente por meio da plataforma Next Generation.

Nossa equipe global de analistas de mercado publica comentários diários na forma de conteúdo escrito e em vídeo para o módulo 'Insights' na plataforma, para oferecer ideias de negociação diárias.

Relatórios de pesquisa quantitativa da Morningstar.

Encontre oportunidades de negociação de ações comparando o preço real de nossas ações com o “Valor justo” da Morningstar do que a ação pode valer.

Mantenha-se informado com as notícias do mercado de transmissão ao vivo da Reuters dentro de nossa plataforma de negociação de CFD para computadores e aplicativos móveis.

Assista a vídeos diários de nossos especialistas enquanto eles compartilham uma análise técnica perspicaz nos mercados.

Desenvolvido pela Reuters, nosso calendário de mercado filtrável abrange todos os principais lançamentos de dados econômicos de todo o mundo, enviando alertas para os principais eventos de negociação em seu telefone celular.

Acesse tweets de nossos analistas e mais de 45 comentaristas financeiros cuidadosamente selecionados em um feed, por meio da plataforma.

Execução de ordens.

Tipos de pedidos

Nossa plataforma Next Generation oferece uma gama de pedidos flexíveis e fáceis de usar para que você possa gerenciar melhor sua entrada, saída e risco. Nós também oferecemos uma gama de recursos avançados, incluindo ordens de limite, trailing stops, escadas de preços e muito mais.

Opções avançadas de pedidos

O Artful Trader.

Dominando a arte dos mercados - insights dos especialistas em negociação.

Ajuda e suporte integrados.

Descubra como você pode usar as ferramentas poderosas da nossa premiada plataforma Next Generation ** para criar uma estratégia comercial mais forte.

Novo na negociação de CFDs? Melhore suas habilidades de negociação com o nosso conjunto de vídeos de educação gratuitos.

Tem alguma dúvida sobre sua conta de negociação? Use o bate-papo ao vivo ou faça uma ligação para um membro da nossa equipe de serviços ao cliente premiada sempre que houver um mercado aberto.

Levamos a sério o feedback dos nossos clientes e trabalhamos arduamente para garantir que estamos sempre oferecendo a você a melhor plataforma e serviço do setor.

* Classificado como 'Melhor Cartas', com base na maior satisfação do usuário entre traders de CFD e FX, Investment Trends 2016 UK Leveraged Trading Report.

** Premiada com a “2016 Top Trading Platform for Charting” pela Canadian Society of Technical Analysts; Best Trading Platform Features ', baseado na maior satisfação do usuário entre traders de CFD e FX, Investment Trends 2016 UK Leveraged Trading Report; 'Melhor plataforma de negociação on-line', prêmios de ações 2016; e 'Melhor Plataforma de Negociação Forex', UK Forex Awards 2016.

Award Premiado como "Melhor Atendimento ao Cliente", com base na maior satisfação do usuário entre os traders de CFD, no Investment Trends 2016 UK Leveraged Trading Report e no "Best Forex Customer Service", no Reino Unido Forex Awards 2015.

Tente negociar CFDs com fundos virtuais em um ambiente livre de riscos.

Acesse nossa gama completa de produtos, ferramentas de negociação e recursos.

Esse website utiliza cookies. Ao continuar a usar este site, você concorda com isso. Descubra mais.

A CMC Markets Canada Inc. é membro da Organização Reguladora do Setor de Investimentos do Canadá (IIROC) e do Fundo Canadense de Proteção aos Investidores (CIPF). Os CFDs são distribuídos no Canadá pela CMC Markets Canada Inc., revendedor e agente da CMC Markets UK plc. Os CFDs de negociação envolvem um alto grau de risco e os investidores devem estar preparados para o risco de perder todo o seu investimento e perder mais quantias. A negociação de CFDs está disponível em jurisdições nas quais a CMC Markets está registrada ou isenta de registro e, na província de Alberta, está disponível apenas para Investidores Credenciados. A CMC Markets é uma revendedora exclusiva de execução e não fornece consultoria ou recomendações de investimento em relação à compra ou venda de qualquer CFD. Para detalhes completos de nossas taxas, por favor consulte o nosso calendário de tarifas. A CMC Markets é remunerada através do spread, que é a diferença entre o preço de compra e venda. A Comissão e os custos de manutenção também podem ser aplicados.

CMC Markets Canada Inc. é um membro da organização canadense de regulamentação do comércio de valores mobiliários (OCRCVM) e do setor de fundos canadenses de proteção de produtos (FCPE). Les CFD não distribuído pelo Canadá por CMC Markets Canada Inc. comerciante e agente de CMC Markets UK plc. As negociações de CFD, com base em critérios de risco e de investimento, aplicam-se aos fundos destinados a compensar a totalidade dos investimentos efectuados e perdidos de montadoras suplementares. O CFD não está disponível nas jurisdições em mercados de CMC em caso de registro ou em isenção de registro, e, na província de Alberta, na disposição dos investidores em qualificação de mercado. CMC Markets é um tribunal de exportação de mercadorias. CMC Markets ne fournit pas de conseils d'investissement ou recommandations concernant l'achat ou la vente de CFD. Pour tous les détails of nos honoraires veuillez-vous référer à notre grille tarifaire. CMC Markets está mais próximo de l'écart, mas é diferente em todo o mundo e em todo o mundo. Comissão e os grupos de posse de pessoal são executados.

Apple, iPad e iPhone são marcas comerciais da Apple Inc., registradas nos EUA e em outros países. App Store é uma marca de serviço da Apple Inc. Android é uma marca comercial da Google Inc.

Este site usa cookies para obter informações sobre seu uso geral da internet. A remoção de cookies pode afetar a operação de certas partes deste site. For more information about cookies and how to remove them, please read our cookie policy.

Lei de Valores Mobiliários.

National Policy 11-203 Process for Exemptive Relief Applications in Multiple Jurisdictions -- Application by investment dealer (Filer) for relief from prospectus requirement in connection with distribution of contracts for difference (CFDs) and OTC foreign exchange contracts (collectively, OTC Contracts) to investors, subject to terms and conditions -- Filer registered as investment dealer and a member of the Investment Industry Regulatory Organization of Canada (IIROC) -- Filer complies with IIROC rules and IIROC acceptable practices applicable to offerings of OTC Contracts -- Filer seeking relief to permit Filer to offer OTC Contracts to investors on the basis of clear and plain language risk disclosure document rather than a prospectus -- risk disclosure document contains disclosure substantially similar to risk disclosure document required for recognized options in OSC Rule 91-502 Trades in Recognized Options, the regime for OTC derivatives contemplated by former proposed OSC Rule 91-504 OTC Derivatives (which was not adopted), and the Quebec Derivatives Act -- Relief consistent with relief contemplated by OSC Staff Notice 91-702 Offerings of contracts for difference and foreign exchange contracts to investors in Ontario(OSC SN 91-702) -- Relief granted, subject to terms and conditions as described in OSC SN 91-702 including four-year sunset clause.

Securities Act, R. S.O. 1990, c. S.5, como am., S. 53, 74(1).

OSC Rule 91-502 Trades in Recognized Options.

OSC Rule 91-503 Trades in Commodity Futures Contracts and Commodity Futures Options Entered into on Commodity Futures Exchanges Situate Outside of Ontario.

Proposed OSC Rule 91-504 OTC Derivatives (not adopted).

September 10, 2012.

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THE SECURITIES LEGISLATION OF.

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THE PROCESS FOR EXEMPTIVE RELIEF.

APPLICATIONS IN MULTIPLE JURISDICTIONS.

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The principal regulator in the Jurisdiction has received an application (the Application ) for a decision under the securities legislation of the Jurisdiction (the Legislation ) that the Filer and its respective officers, directors and representatives be exempt from the prospectus requirement in respect of the distribution of contracts for difference ( CFDs ), over-the-counter ( OTC ) foreign exchange contracts and other similar OTC contracts (collectively, OTC Contracts ) to investors resident in Canada (the Requested Relief ) subject to the terms and conditions below.

Under the Process for Exemptive Relief Applications in Multiple Jurisdictions (for a passport application):

(a) the Ontario Securities Commission is the principal regulator for this application (the Principal Regulator ); e.

(b) the Filer has provided notice that section 4.7(1) of Multilateral Instrument 11-102 Passport System ( MI 11-102 ) is intended to be relied upon in each of the other provinces and territories of Canada, other than the provinces of Québec, Alberta and Nunavut, (the Non-Principal Jurisdictions , and, together with the Jurisdiction, the Applicable Jurisdictions ).

Terms defined in MI 11-102 and National Instrument 14-101 Definitions have the same meaning if used in this Decision, unless otherwise defined.

This Decision is based on the following facts represented by the Filer:

1. The Filer is a corporation incorporated under the Ontario Business Corporations Act , with its headquarters in Toronto, Ontario.

2. The Filer is registered as a dealer in the category of investment dealer in each of the provinces and territories of Canada (except Nunavut), and is a member of the Investment Industry Regulatory Organization of Canada ( IIROC ).

3. The Filer is registered under the Commodity Futures Act as a Futures Commission Merchant ( FCM ) in the category of introducing broker in Ontario and Manitoba.

4. The Filer does not have any securities listed or quoted on an exchange or marketplace in any jurisdiction inside or outside of Canada.

5. The Filer has previously offered OTC foreign exchange contracts (but not other types of OTC Contracts) to investors in the Applicable Jurisdictions on the basis of a good faith determination that trading in OTC foreign exchange contracts did not involve a distribution of securities for the purposes of the securities law of the Applicable Jurisdictions. Consequently, such offerings have been made in compliance with applicable IIROC Rules and IIROC Acceptable Practices but were not made under a prospectus or an exemption from the prospectus requirement of securities law. In October 2009, OSC staff published OSC Staff Notice 91-702 Offerings of Contracts for Difference and Foreign Exchange Contracts to Investors ( OSC SN 91-702 ). The Filer has considered the guidance in OSC SN 91-702 and wishes to continue to offer OTC foreign exchange contracts (and potentially other types of OTC Contracts in the future) to investors, including retail investors, in the Applicable Jurisdictions on the basis of the exemptive relief contemplated by OSC SN 91-702.

6. Except as indicated in the previous paragraph, the Filer is not, to the best of its knowledge, in default of any requirements of securities legislation in Canada or IIROC Rules or IIROC Acceptable Practices (as defined below).

7. The Filer wishes to offer OTC foreign exchange contracts and other types of OTC Contracts to investors in the Applicable Jurisdictions in accordance with the representations, terms and conditions described in this Decision. For the Interim Period (as defined below), the Filer is seeking the Requested Relief in connection with the offering of OTC Contracts in Ontario and intends to rely on this Decision and the Passport System described in MI 11-102 (the Passport System) to offer OTC Contracts in the Non-Principal Jurisdictions.

8. In Québec, the Filer has applied for a Qualification and Authorization to market a derivative (the AMF Order ) from the Autorité des Marchés Financiers (the AMF ) to offer OTC derivative contracts to both accredited and retail investors pursuant to the provisions of the Derivatives Act (Québec) (the QDA ). The final AMF Order will, if granted, allow the Filer to offer specified OTC derivative contracts to investors in Québec on similar terms and conditions as are contained in this decision.

9. In Alberta, the Filer understands that staff of the Alberta Securities Commission ( ASC ) has advised other IIROC members that they have public interest concerns with an applicant relying on the Passport System to passport a prospectus exemption order relating to OTC Contracts. Accordingly, the Filer intends to make a separate local application for relief in that jurisdiction should the Filer wish to offer OTC Contracts to clients who are not accredited investors or who do not qualify under another exemption to the prospectus requirements.

IIROC Rules and Acceptable Practices.

10. As a member of IIROC, the Filer is only permitted to enter into OTC Contracts pursuant to the rules and regulations of IIROC (the IIROC Rules ).

11. In addition, IIROC has communicated to its members certain additional expectations as to acceptable business practices ( IIROC Acceptable Practices ) as articulated in IIROC's paper "Regulatory Analysis of Contracts for Differences (CFDs)" published by IIROC on June 6, 2007, as amended on September 12, 2007 (the IIROC CFD Paper ), for any IIROC member proposing to offer OTC foreign exchange contracts or other types of CFDs to investors. To the best of its knowledge, the Filer is in compliance with IIROC Acceptable Practices in offering OTC Contracts. The Filer will continue to offer OTC Contracts in accordance with IIROC Acceptable Practices as may be established from time to time.

12. The Filer is required by IIROC to maintain a certain level of capital to address the business risks associated with its activities. The capital reporting required by IIROC (as per the calculation in the Joint Regulatory Financial Questionnaire and Report (the JRFQ ) and the Monthly Financial Reports to IIROC) is based predominantly on the generation of financial statements and calculations so as to ensure capital adequacy. The Filer, as an IIROC member, is required to have a specified minimum capital which includes having any additional capital required with regards to margin requirements and other risks. This risk calculation is summarized as a risk adjusted capital calculation which is submitted in the Filer's JRFQ and required to be kept positive at all times.

Plataforma de Negociação Online.

13. The Filer offers online self-directed trading in OTC Contracts via an online trading platform (the Platform ), which is a fully automated internet-based OTC Contracts trading platform. The Filer may provide clients with a choice of OTC Contracts trading platforms in the future.

14. The Platform technology has certain client protection mechanisms and risk management tools. It provides transparency of price to clients. The Platform is a key component of a comprehensive risk management strategy, which will help the Filer's clients and the Filer to manage the risk associated with leveraged products. This risk management system has evolved over many years with the objective of meeting the mutual interests of all relevant parties (including, in particular, clients). These attributes and services are described in more detail below:

(a) Client reporting. Clients are provided with a real-time view of their margin balance, including how tick-by-tick price movements affect their margin balances. Account balances are updated daily.

(b) Automated risk management system. Clients are instructed that they must maintain the required margin against their position(s). If a client's funds drops below the required margin, margin calls are regularly issued via email, alerting the client to the fact that the client is required to either deposit more funds to maintain the position or close/reduce it voluntarily. Where possible, daily telephone margin calls are provided as a supporting communication for clients. However, if a client fails to deposit more funds, where required, the client's position is liquidated. This liquidation procedure is intended to act as a mechanism to help reduce the risk of losses being greater than the amount deposited. The risk management functionality of the Platform ensures that client positions are closed out when the client no longer maintains sufficient margin in their account to support the position, thereby preventing the client from losing more than their stated risk capital or cumulative loss limit. This functionality also ensures that the Filer will not incur any credit risk vis-a-vis its customers in respect of transactions in OTC Contracts.

(c) Wide range of order types. The Platform also provides risk management tools such as stops, limits, and contingent orders, which are available on all OTC Contracts. These tools are designed to help reduce the risk of losses being greater than the amount deposited by a client.

15. The Platform is similar to those developed for on-line brokerages in that the client trades without other communication with, or advice from, the dealer.

16. The Platform is not a "marketplace" as defined in National Instrument 21-101 Marketplace Operation since a marketplace is any facility that brings together multiple buyers and sellers by matching orders in fungible contracts in a nondiscretionary manner. The Platform does not bring together multiple buyers and sellers; rather it offers clients direct access to real time currency rates and prices quotes for the OTC Contacts.

17. The OTC Contracts are not transferable or fungible with other contracts or financial instruments.

18. The Filer will be the counterparty to trades by its clients in OTC Contracts ( OTC Transactions ). It will not act as an intermediary, broker or trustee in respect of OTC Transactions. The Filer does not manage any discretionary accounts, nor does it provide any trading advice or recommendations.

19. The Filer manages the risk in its client positions by simultaneously placing the identical OTC Transaction on a back-to-back basis with an "acceptable counterparty" (as the term is defined in the JRFQ) (the Acceptable Counterparty ). The Acceptable Counterparty, in turn, automatically offsets each position against other client positions on a second-by-second basis, and either "hedges" its net exposure by trading with liquidity providers (banks) or using its equity capital, or both. By virtue of this risk management functionality inherent in the Trading Platform, the Filer eliminates both market risk and counterparty risk. This also means that the Filer does not have an inherent conflict of interest with its clients since it does not profit on either the loss or gain of the client, is compensated solely by the spread and does not charge any account opening or maintenance fees, commissions or other charges of any kind. If the Filer makes any changes to this compensation model in the future, the Filer will provide reasonable prior notice to its clients and to IIROC and will ensure that all such changes are in accordance with IIROC Rules and IIROC Acceptable Practices.

20. The ability to lever an investment is one of the principal features of OTC Contracts. Leverage allows clients to magnify investment returns (or losses) by reducing the initial capital outlay required to achieve the same market exposure that would be obtained by investing directly in the underlying currency or instrument.

21. IIROC Rules and IIROC Acceptable Practices set out detailed requirements and expectations relating to leverage and margin for offerings of CFDs and other OTC Contracts. The degree of leverage may be amended in accordance with IIROC Rules and IIROC Acceptable Practices as may be established from time to time.

22. Pursuant to Section 13.12 Restriction on lending to clients of NI 31-103, only those firms that are registered as investment dealers (a condition of which is to be a member of IIROC) may lend money, extend credit or provide margin to a client.

Structure of CFDs.

23. A CFD is a derivative product that allows clients to obtain economic exposure to the price movement of an underlying instrument, such as a share, index, market sector, currency pair, treasury or commodity, without the need for ownership and physical settlement of the underlying instrument. Unlike certain OTC derivatives, such as forward contracts, CFDs do not require or oblige either the client or principal counterparty (being the Filer for purposes of the Requested Relief), nor any agent of the principal counterparty (also being the Filer for the purposes of the Requested Relief) to deliver the underlying instrument.

24. The CFDs and OTC Contracts to be offered by the Filer will not confer the right or obligation to acquire or deliver the underlying security or instrument itself, and will not confer any other rights of shareholders of the underlying security or instrument, such as voting rights. Rather, a CFD is a derivative instrument which is represented by an agreement between a client and a counterparty to exchange the difference between the opening price of a CFD position and the price of the CFD at the closing of the position. The value of the CFD is generally reflective of the movement in prices at which the underlying instrument is traded at the time of opening and closing the position in the CFD.

25. CFDs allow clients to take a long or short position on an underlying instrument, but unlike futures contracts they have no fixed expiry date or an obligation for physical delivery of the underlying instrument.

26. CFDs allow clients to obtain exposure to markets and instruments that may not be available directly, or may not be available in a cost-effective manner.

OTC Contracts Distributed in the Applicable Jurisdictions.

27. Certain types of OTC Contracts may be considered to be "securities" under the securities legislation of the Applicable Jurisdictions.

28. Investors wishing to enter into an OTC Contract with the Filer must open an account with the Filer.

29. Prior to a client's first OTC Transaction and as part of the account opening process, the Filer will provide the client with a separate risk disclosure document that clearly explains, in plain language, the transaction and the risks associated with the transaction (the Risk Disclosure Document ). The Risk Disclosure Document includes the required risk disclosure set forth in Schedule A to the Regulations to the QDA and leverage risk disclosure required under IIROC Rules. The risk disclosure document contains disclosure that is substantially similar to the risk disclosure statement required for recognized options in OSC Rule 91-502 Trades in Recognized Options (which provides both registration and prospectus exemptions) ( OSC Rule 91-502 ) and the regime for OTC derivatives contemplated by OSC SN 91-702 and proposed OSC Rule 91-504 OTC Derivatives (which was not adopted) ( Proposed Rule 91-504 ). The Filer will ensure that the Principal Regulator will receive a complete copy of the risk disclosure document. Furthermore, prior to a client's first OTC Transaction, a complete copy of the Risk Disclosure Document will be delivered to the client through the online account application.

30. As part of the account opening process and prior to the client's first OTC Transaction, the Filer will obtain a written or electronic acknowledgement from the client confirming that the client has read and understood the Risk Disclosure Document. Such acknowledgment will be separate and prominent from other acknowledgements provided by the client as part of the account opening process.

31. As is customary in the industry, and due to the fact that this information is subject to factors beyond the control of the Filer (such as changes in IIROC Rules), information such as the underlying instrument listing and associated margin rates would not be disclosed in the Risk Disclosure Document but will be part of a client's account opening package and will be available on both the Filer's website and the Platform.

Satisfaction of the Registration Requirement.

32. The role of the Filer as it relates to the offering of OTC Contracts (other than it being the principal under the OTC Contracts will be limited to acting as an execution-only dealer. In this role, the Filer will, among other things, be responsible for approving all marketing, for holding of clients funds and for client approval (including the review of know-your-client ( KYC ) due diligence and account opening suitability assessments). The Filer will have full and instantaneous access to all client information and trade activity orders, which will be put into the Platform. Client approvals and holding of clients funds will be solely under the Filer's control.

33. IIROC Rules exempt member firms that provide execution-only services such as discount brokerages from the obligation to determine whether each trade is suitable for the client. However, IIROC has exercised its discretion to impose additional requirements on members proposing to trade in OTC Contracts (namely the IIROC Acceptable Practices described in paragraph 11) which requires, among other things, that:

(a) applicable risk disclosure documents and client suitability waivers provided be in a form acceptable to IIROC;

(b) the firm's policies and procedures, amongst other things, require the Filer to assess whether trading in OTC Contracts is appropriate for a client before an account is approved to be opened. This account opening suitability process includes an assessment of the client's investment knowledge and trading experience, client identification, screening applicants and customers against lists of prohibited/blocked persons, and detecting and reporting suspicious trading and potential terrorist financing and money laundering activities to applicable enforcement authorities;

(c) the Filer's registered dealing representatives who will conduct the KYC and initial product suitability analysis, as well as their registered supervisor who oversees the KYC and initial product suitability analysis, will meet proficiency requirements for futures trading, and will maintain appropriate IIROC registration; e.

(d) cumulative loss limits for each client's account be established (this is a measure normally used by IIROC in connection with futures trading accounts).

34. The OTC Contracts will be offered in compliance with applicable IIROC Rules and other IIROC Acceptable Practices.

35. IIROC limits the underlying instruments in respect of which a member firm may offer OTC Contracts since only certain securities are eligible for reduced margin rates. For example, underlying equity securities must be listed or quoted on certain "recognized exchanges" (as that term is defined in IIROC Rules) such as the Toronto Stock Exchange or the New York Stock Exchange. The purpose of these limits is to ensure that OTC Contracts offered in Canada will only be available in respect of underlying instruments that are traded in well-regulated markets, in significant enough volumes and with adequate publicly available information, so that clients can form a sufficient understanding of the exposure represented by a given OTC Contract.

36. IIROC Rules prohibit the margining of OTC Contracts where the underlying instrument is a synthetic product (single U. S. sector or "mini-indices"). For example, Sector CFDs (i. e., basket of equities for the financial institutions industry) may be offered to non-Canadian clients; however, this is not permissible under IIROC Rules.

37. IIROC members seeking to trade OTC Contracts are generally precluded, by virtue of the nature of the contracts, from distributing CFDs that confer the right or obligation to acquire or deliver the underlying security or instrument itself (convertible CFDs), or that confer any other rights of shareholders of the underlying security or instrument, such as voting rights.

38. The Requested Relief, if granted, would substantially harmonize the position of the regulators in the Applicable Jurisdictions (together, the Commissions ) on the offering of OTC Contracts to investors in the Applicable Jurisdictions with how those products are offered to investors in Québec under the QDA. The QDA provides a legislative framework to govern derivatives activities within the province. Among other things, the QDA requires such products to be offered to investors through an IIROC member and the distribution of a standardized risk disclosure document rather than a prospectus in order to distribute such contracts to investors resident in Québec.

39. The Requested Relief, if granted, would be consistent with the guidelines articulated by Staff of the Principal Regulator in OSC SN 91-702. OSC SN 91-702 provides guidance with regards to the distributions of CFDs, foreign exchange contracts (forex or FX contracts) and similar OTC derivative products to investors in the Jurisdiction.

40. The Principal Regulator has previously recognized that the prospectus requirement may not be well suited for the distribution of certain derivative products to investors in the Jurisdiction, and that alternative requirements, including requirements based on clear and plain language risk disclosure, may be better suited for certain derivatives.

41. In Ontario, both OSC Rule 91-502 and OSC Rule 91-503 Trades in Commodity Futures Contracts and Commodity Futures Options Entered into on Commodity Futures Exchanges Situate Outside of Ontario ( OSC Rule 91-503 ) provide for a prospectus exemption for the trading of derivative products to clients. The Requested Relief is consistent with the principles and requirements of OSC Rule 91-502, OSC Rule 91-503 and Proposed Rule 91-504.

42. The Filer submits that the Requested Relief, if granted, would harmonize the Principal Regulator's position on the offering of OTC Contracts with certain other foreign jurisdictions that have concluded that a clear, plain language risk disclosure document is appropriate for retail clients seeking to trade in foreign exchange contracts.

43. The Filer is of the view that requiring compliance with the prospectus requirement in order to enter into OTC Contracts with retail clients would not be appropriate since the disclosure of a great deal of the information required under a prospectus and under the reporting issuer regime is not material to a client seeking to enter into an OTC Transaction. The information to be given to such a client should principally focus on enhancing the client's appreciation of product risk including counterparty risk. In addition, most OTC Contracts are of short duration (positions are generally opened and closed on the same day and are in any event marked to market and cash settled daily).

44. The Filer is regulated by IIROC, which has a robust compliance regime including specific requirements to address market, capital and operational risks.

45. The Filer submits that the regulatory regimes developed by the AMF and IIROC for OTC Contracts adequately address issues relating to the potential risk to the clients of the Filer acting as counterparty. In view of these regulatory regimes, investors would receive little or no additional benefit from requiring the Filer to also comply with the prospectus requirement.

46. The Requested Relief in respect of each Applicable Jurisdiction is conditional on the Filer being registered as an investment dealer with the Commission in such Applicable Jurisdiction and maintaining its membership with IIROC and that all OTC Transactions be conducted pursuant to IIROC Rules and in accordance with IIROC Acceptable Practices.

The Principal Regulator is satisfied that the test set out in the Legislation to make the Decision is met.

The Decision of the Principal Regulator is that the Requested Relief is granted provided that:

(a) with respect to residents of an Applicable Jurisdiction, the Filer remains registered as a dealer in the category of investment dealer with the Principal Regulator and the Commission in such Applicable Jurisdiction and a member of IIROC;

(b) all transactions in OTC Contracts with clients resident in the Applicable Jurisdictions shall be conducted pursuant to IIROC Rules imposed on members seeking to trade in OTC Contracts and in accordance with IIROC Acceptable Practices, as amended from time to time;

(c) all transactions in OTC Contracts with clients resident in the Applicable Jurisdictions be conducted pursuant to the rules and regulations of the QDA and the AMF, as amended from time to time, unless and to the extent there is a conflict between i) the rules and regulations of the QDA and the AMF, and ii) the requirements of the securities laws of the Applicable Jurisdictions, the IIROC Rules and IIROC Acceptable Practices, in which case the latter shall prevail;

(d) prior to a client first entering into a transaction in an OTC Contract, the Filer has provided to the client the Risk Disclosure Document and has delivered, or has previously delivered, a copy of the risk disclosure document to the Principal Regulator;

(e) prior to the client's first transaction in an OTC Contract and as part of the account opening process, the Filer has obtained a written or electronic acknowledgement from the client, as described in paragraph 30, confirming that the client has received, read and understood the Risk Disclosure Document;

(f) the Filer has furnished to the Principal Regulator the name and principal occupation of its officers or directors, together with either the personal information form and authorization of indirect collection, use and disclosure of personal information provided for in National Instrument 41-101 General Prospectus Requirements or the registration information form for an individual provided for in Form 33-109F4 of National Instrument 33-109 Registration Information Requirements completed by any officer or director;

(g) the Filer shall promptly inform the Principal Regulator in writing of any material change affecting the Filer, being any change in the business, activities, operations or financial results or condition of Filer that may reasonably be perceived by a counterparty to a derivative to be material;

(h) the Filer shall promptly inform the Principal Regulator in writing if a self-regulatory organization or any other regulatory authority or organization initiates proceedings or renders a judgment related to disciplinary matters against the Filer concerning the conduct of activities with respect to OTC Contracts;

(i) within 90 days following the end of its financial year, the Filer shall submit to IIROC, and the Principal Regulator upon request, the audited annual financial statements of the Filer; e.

(j) the Requested Relief shall immediately expire upon the earliest of.

1. four years from the date that this Decision is issued;

2. the issuance of an order or decision by a court, the Commission in such Applicable Jurisdiction, the AMF (in respect of Québec) or other similar regulatory body that suspends or terminates the ability of the Filer to offer CFDs or other OTC Contracts to clients in such Applicable Jurisdiction or Québec; e.

3. with respect to an Applicable Jurisdiction, the coming into force of legislation or a rule by its Commission regarding the distribution of OTC derivatives to investors in such Applicable Jurisdiction (the Interim Period).